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Will my estate owe taxes on life insurance benefits I leave to my wife?
I have a life insurance policy through my employer. My concern is that if I die, the face value might become part of my estate because I own the policy. How do I protect my wife so that estate taxes don't grab a chunk of the benefit payment?
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Can we keep a child's money out of the hands of an irresponsible adult?
My husband named his 13-year-old daughter from a previous marriage as the sole beneficiary of his life insurance policy. He has also purchased savings bonds payable either to her or him, which are intended to cover her college expenses. Our concern is to safeguard against foolish spending by the girl's mother. Is there any way we can provide for this?
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