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Offer to Pay Debt in Installments (Full or Discounted Amount)

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Offer to Pay Debt in Installments (Full or Discounted Amount)

This letter makes it easier to negotiate a debt settlement plan with a creditor by offering to pay a debt in installments.

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Use this letter to propose a plan to your creditor to pay off a debt in installments. Options to negotiate include:

  • monthly payments in an amount you can afford
  • a payoff amount that is less than the full amount owed

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