Use this form to notify credit card issuers and banks of your plan to close a joint account -- for instance, an account you share with a spouse whom you are divorcing.

This form gives you a template for requesting a “hard close,” which is the only way to make sure that an account is truly closed and prevent new charges to it. You can do a “hard close” even if there is a balance due.

Important to Know

• Send the form to the customer service address on your statements -- not to the address where you send payments.
• Don’t forget home equity lines of credit.

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• 7-Zip (http://www.7-zip.org) (for Windows users).
• StuffIt Expander (http://my.smithmicro.com/mac/stuffit/expander.html) (for Macintosh). Please note: Many recently manufactured Macs have a native capability to decompress zip files. See your computer's user manual for verification of this and instructions for access.

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