You have the right to cancel certain types of consumer contracts within three days after signing. This right-to-cancel law applies to door-to-door sales contracts for more than $25, and contracts made anywhere other than the seller’s normal place of business, and some others. (For more information, see "Canceling a Contract Within Three Days".)

After canceling, the seller must refund your money within 10 days and pick up the items (or reimburse you for sending them) in 20 or 40 days, depending on your state's rules.

Important to Know:

• Sales of real estate, insurance, public car auctions and craft fairs are exempt are exempt from the "three day" rule. Items bought as part of a request for a seller to do home repair or maintenance are also exempt (though purchases made beyond the repair or maintenance request are covered).
• Read the instructions that accompany this form for more details on the Federal Trade Commission’s (FTC)“Cooling-Off Rule.”
• This form can be found in "101 Forms for Personal Use."

Operating system: Windows- and Macintosh-compatible. The computer you use to purchase an eForm must be the same computer you will download it to. (For example, don't purchase the eForm using your computer at work if you intend to download it later on to your home computer; instead, wait until you're on the computer you intend to download the eForm to and then make your purchase. After you've downloaded the file, you will be able to "transfer" it to another computer by copying it to external media or by email.) In addition, you will not be able to download this file if:

• cookies are disabled on your computer, or
• a firewall prevents you from downloading files from the Internet.

Software: Before you can use an eForm, additional software must be installed:
To expand the ZIP archive you download after making your purchase, you'll need:

• A decompression utility such as the following, both of which can be downloaded for free:

• 7-Zip (http://www.7-zip.org) (for Windows users).
• StuffIt Expander (http://my.smithmicro.com/mac/stuffit/expander.html) (for Macintosh). Please note: Many recently manufactured Macs have a native capability to decompress zip files. See your computer's user manual for verification of this and instructions for access.

To open, fill out and print an eForm, you need a word processor that "reads" RTF (rich text format) files:

• Windows XP & Vista both come with WordPad, an RTF-compatible word processor.
• Macintosh OS X comes with TextEdit, an RTF-compatible word processor; non-OS X users need Word 5.0 or greater, WordPerfect 2.1 or greater, or another RTF-compatible word processor.