Letter to Creditor to Request Removal of Incorrect Information

Clean up errors on your credit report right at the source -- the creditor reporting the wrong information

You’ve spotted an error on your credit report, asked a credit reporting agency to clear up the problem, and no action has been taken. What now? It may be time to contact the creditor directly.

Nolo’s Letter to Request Removal of Information by Creditor helps you enforce your rights under federal credit laws. Once you’ve completed the letter and asked a creditor to take steps to clean up inaccurate information on your credit report, the creditor must:

• provide credit reporting agencies with corrected information related to your account, once that correct information is verified
• notify credit reporting agencies when you dispute information related to your account
• resolve their inquiry into your dispute within 30 or 45 days
  

Light a fire under your creditors with a simple request, and get your credit report accurate and up to date.