Concerned about what to do if you can't pay your taxes?

Worried that the IRS may start knocking at your door?

This Nolo eFormKit will give you the info and strategies you need to deal with the IRS when you owe the agency money. Download it now and find out how to:

• delay paying your taxes after receiving automated notices
• respond to phone calls from, or a visit by, a revenue officer
• determine what to say to the IRS
• bargain to pay pennies on the dollar to settle your debt
• appeal if your offer is rejected

This eFormKit provides all the forms and step-by-step instructions you need to fill them out. Download it now and get started immediately -- and skip the shipping charges!

• IRS Form 433-A: Collection Information Statement for Individuals
• IRS Form 433-B: Collection Information Statement for Business
• IRS Form 433-F: Collection Information Statement
• IRS Form 656: Offer in Compromise
• IRS Form 9423: Collection Appeal Request
• IRS Form 9465: Installment Agreement Request

Operating system: Windows- and Macintosh-compatible. The computer you use to purchase an eFormKit must be the same computer you will download it to. (For example, don't purchase the eFormKit using your computer at work if you intend to download it later on to your home computer; instead, wait until you're on the computer you intend to download the eFormKit to and then make your purchase. After you've downloaded the file, you will be able to "transfer" it to another computer by copying it to external media or by email.) In addition, you will not be able to download this file if:

• cookies are disabled on your computer, or
• a firewall prevents you from downloading files from the Internet.

Software: Before you can use an eFormKit, additional software must be installed:
To expand the ZIP archive you download after making your purchase, you'll need:

• A decompression utility such as the following, both of which can be downloaded for free:

• 7-Zip (http://www.7-zip.org) (for Windows users).
• StuffIt Expander (http://my.smithmicro.com/mac/stuffit/expander.html) (for Macintosh). Please note: Many recently manufactured Macs have a native capability to decompress zip files. See your computer's user manual for verification of this and instructions for access.

To open and print an eFormKit, you need Adobe Acrobat Reader 5.0 or greater, or another program that "reads" PDF (portable document format) files. (Download Adobe Reader for free from http://www.adobe.com/products/acrobat/readstep2.html.)
To open, fill out and print word-processing forms included in an eFormKit, you need a word processor that "reads" RTF (rich text format) files:

• Windows XP & Vista both come with WordPad, an RTF-compatible word processor.
• Macintosh OS X comes with TextEdit, an RTF-compatible word processor; non-OS X users need Word 5.0 or greater, WordPerfect 2.1 or greater, or another RTF-compatible word processor.