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Financial First Aid Kit 2009

Publication Date May 2009
Edition 2009
ISBN 093371370773
Forms 77 forms
Platform Windows and MacOS
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Software

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Description

Solve your financial troubles and plan for your family's future with this easy-to-use software.

In this volatile economy, it's more important than ever to have a good handle on your family's finances, keep your credit record accurate and up-to-date, and make plans to ensure your financial future. Trust Nolo's Financial First Aid Kit to guide you through the details of the difficult decisions you'll need to make to find the best resolution to your money problems and set yourself up for a healthy financial future.

With this all-in-one software package, you can solve your urgent debt and credit problems, create a personalized money plan, and start a business to increase your income. Inside, you'll find these bestselling Nolo eBooks:

Plus, get these bonus materials to keep your family safe, free!

Plus, you'll get the interactive  Money Coach personal finance software to help you continue your financial education and take the simple steps necessary for taking control of your family's finances.

Forms

Forms from "Credit Repair"

Assessing Your Debt Situation

  • Outstanding Debts Worksheet

Avoiding Overspending

  • Daily Expenditures Worksheet
  • Monthly Income From All Sources Worksheet

Handling Existing Debts

  • Dispute Credit Card Bill (Letter)
  • Error on Credit Card Bill (Letter)
  • Make Payment if Negative Removed or Account Re-aged (Letter)
  • Request Short-Term Small Payments (Letter)
  • Request Short-Term Pay Nothing (Letter)
  • Request Long-Term Pay Nothing (Letter)
  • Request Rewrite of Loan Terms (Letter)
  • Offer to Give Secured Property Back (Letter)
  • Cashing Check Constitutes Payment in Full (Outside of California) (Letter)
  • Cashing Check Constitutes Payment in Full-First Letter (California) (Letter)
  • Cashing Check Constitutes Payment in Full-Second Letter (California) (Letter)
  • Inform Creditor of Judgment Proof Status (Letter)
  • Inform Creditor of Plan to File for Bankruptcy (Letter)
  • Request Direct Negotiation With Creditor (Letter)
  • Dispute Quality of Goods or Services Received (Letter) F-4: Monthly Budget

Dealing with Collection Agencies

  • Collection Agency Cease All Contact (Letter)
  • Complaint About Collection Agency Harassment

Cleaning Up Your Credit File

  • Request Credit File
  • Request Reinvestigation
  • Request Follow-Up After Reinvestigation
  • Request Removal of Incorrect Information by Creditor
  • Creditor Verification
  • Request Addition of Account Histories
  • Request Addition of Information Showing Stability
  • ID Theft Affidavit and Instructions
  • Annual Credit Report Request Form

Forms from "The New Bankruptcy"

  • Voluntary Petition
  • Form 6: Summary of Schedules
  • Form 6: Statistical Summary of Certain Liabilities
  • Form 6: Schedule A-Real Property
  • Form 6: Schedule B-Personal Property
  • Form 6: Schedule C-Property Claimed as Exempt
  • Form 6: Schedule D-Creditors Holding Secured Claims
  • Form 6: Schedule E-Creditors Holding Unsecured Priority Claims
  • Form 6: Schedule F-Creditors Holding Unsecured Nonpriority Claims
  • Form 6: Schedule G-Executory Contracts and Unexpired Leases
  • Form 6: Schedule H-Codebtors
  • Form 6: Schedule I-Current Income of Individual Debtor(s)
  • Form 6: Schedule J-Current Expenditures of Individual Debtor(s)
  • Form 6: Declaration Concerning Debtor's Schedules
  • Form 7: Statement of Financial Affairs
  • Form 201: Notice to Individual Consumer Debtor Under ยง 342(b) Bankruptcy Code
  • Form B22A: Statement of Current Monthly Income and Means Test Calculation
  • Form 8: Chapter 7 Individual Debtor's Statement of Intention
  • Form 21: Statement of Social Security Number
  • Statement Pursuant to Rule 2016(B)
  • Creditor Matrix Cover Sheet
  • Creditor Mailing Matrix

Forms from "The Small Business Start-Up Kit"

  • Partnership Agreement
  • Sample Buy-Sell Agreement Provisions

Tax Forms
Election To Have a Tax Year Other Than a Required Tax Year (IRS Form 8716)
Entity Classification Election (IRS Form 8832)
Application for Employer Identification Number (IRS Form SS-4)
Instructions for Form SS-4
Determination of Worker Status for Purposes of Federal Employment Taxes and Income Tax Withholding (IRS Form SS-8)

State Contact Charts
LLC Offices
Small Business Start-Up Information
State Sales Tax or Seller's Permit Agencies
State Tax Agencies
State Unemployment Compensation Agencies

Business Planning Spreadsheets
Billable Rate Worksheet
Cash Flow Projection Worksheet
Break-Even Analysis Worksheet
Profit/Loss Forecast Worksheet
Warranty Track Worksheet

Forms from "eBay Business Start-Up Kit"

  • Is eBay your hobby or business?
  • What Will You Sell?
  • Listing an Item
  • Before You Bid
  • Should you open an eBay store?
  • Selling a Car on eBay Motors
  • How to Determine What Software Tools You May Need
  • What eBay Functionality Do You Need?
  • Tax Deductions

System Requirements

Operating System: Windows XP/Vista or MAC OS X 10.2 or higher
Hard Disk Space: 90 MB
Software: Adobe Acrobat Reader