Demand Collection Agency Cease Contact

If a debt has been passed along to a collection agency, you have the right under federal law (the Fair Debt Collection Practices Act) to tell a bill collector who works for a collection agency to leave you alone.

The collection agency must then cease calling, sending letters and otherwise communicating with you unless:

• they are ending collection efforts against you
• they are invoking a specific remedy against you, such as taking you to court

To pursue your rights, you must put your demand in writing. Use this form.

Important to Know:

• This does not apply to in-house collectors -- collectors who work directly for a bank, department store or hospital.