Nearly 80 percent of credit reports contain errors. In a tough economy when credit is tight, you need to be certain that your financial records are correct and up to date. A less-than-flattering report can hurt your chances of qualifying for credit card, loans, renting an apartment -- even finding a job.
But a bad credit report can almost always be improved or corrected. Credit Repair shows you how to fix your credit situation quickly and easily, explaining the necessary steps in plain English. Learn how to:
- avoid overspending
- establish a realistic budget
- get out of debt now
- build a financial cushion
- decipher your credit report
- get mistakes on your credit report fixed
- protect your social security number
- avoid credit discrimination
- get positive information added to your credit report
- plan a realistic credit repair strategy
- negotiate with creditors
Credit Repair includes dozens of forms and letters that will help you spruce up your credit report as easily as possible!
The 10th edition is completely reorganized with a focus on assessing your debt situation and then picking the best credit repair strategy for your situation. You'll also get new information on how bankruptcy and foreclosure affect your credit, how to negotiate with creditors, warnings about the latest scams, and much more.
“Credit Repair is full of suggestions for restoring your good credit name.”
-Pittsburgh Post-Gazette
“ Can help you distinguish helpful credit repair counselors from scam artists.”
-Los Angeles Times