Updates
Here are summaries of important legal or procedural changes that affect the latest edition of this product.
If you want to check on the accuracy of any other information in the book, please follow the legal research
instructions in the book or in Nolo's research manual, Legal Research: How to Find and Understand the Law.
What's New in the 9th Edition of Credit Repair
Overview of What's New
The ninth edition includes information on the Hope for Homeowners program, which helps people refinance their homes. It also includes more information on identity theft, information on how to get advance early income tax credits, and more.
Who Needs the New Edition?
You Don't Need the New Edition If:
N/A
You Need the New Edition If:
you plan to use this book to repair your credit.
Chapters Most Affected
Chapter 1: Assessing Your Debt Situation
Chapter 3: Handling Existing Debts
Chapter 4: Cleaning Up Your Credit Report
Forms That Have Changed
Form F-7: Offer (Reduced) Lump Sum Payment
Form F-15: Cashing Check Constitutes Payment in Full (Outside of California)
Form F-16: Cashing Check Constitutes Payment in Full – First Letter (California)
Form F-17: Cashing Check Constitutes Payment in Full – Second Letter (California)
Form F-24: Complaint Against Agency Harassment
Form F-27: Request Follow-Up After Reinvestigation
ID Theft Affidavit and Instructions
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