Median Family Income Data Increases (Effective April 1, 2017)

Effective April 1, 2017, the median family income data used in bankruptcy has changed.

The median family income data used in bankruptcy has changed. All debtors filing cases after April 1, 2017, must use the new data when completing official bankruptcy forms 122A-1 and 122C-1.

The increase represents a change of slightly more than 1% across all states and territories; however, actual amounts vary. For instance, the median income for a single person is now as follows (states selected for illustrative purposes only):

  • Alabama $43,476 ($542 increase)
  • Hawaii $61,057 ($761 increase)
  • Minnesota $52,785 ($658 increase)
  • Texas $46,709 ($582 increase)
  • Washington $59,154 ($737 increase)

Filers must use the data to complete the means test in Chapter 7 bankruptcy. The means test determines whether you’re financially qualified to receive a discharge. The data also helps determine the length of a Chapter 13 repayment plan.

To access the figures for your state, visit the U.S. Trustee Program website and select “Means Testing Information.” Scroll down to the middle of the page to the box entitled “Data Required for Completing the 122A Forms and the 122C Forms.” Use the drop-down menu to select “4/1/2017 and after.” Click on the “Census Bureau Median Family Income By Family Size” link.

For additional information, read Chapter 7 Means Test: Comparing Your Income to the State Median Income. Median income information can change throughout the year. Check the U.S. Trustee Program site for the most recent figures.