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Minnesota and Oklahoma are the latest states to allow "transfer on death" (TOD) deeds for real estate. These deeds are like other deeds, with a crucial difference: They don't take effect until your death. The key benefit is that the real estate doesn't have to go through probate court proceedings at your death, saving your family time and money. Minnesota's new law authorizing TOD deeds became effective August 1, 2008; Oklahoma's statute took effect on November 1, 2008.
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