Your Debts in Chapter 13 Bankruptcy
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Here's how Chapter 13 bankruptcy generall works: You keep your property and repay some or all of your debts through a repayment plan which lasts for three or five years. How much you pay on a given debt depends on a number of factors. Secured debts are treated differently than unsecured debts. Usually, you pay only a portion of your unsecured debts through your plan -- the remainder is dischaged at the end of your bankruptcy. Bankruptcy law also assigns priority to some debts, so that you must pay them first and in full.
Learn about the different "classes" of debt and how they are treated in Chapter 13 bankruptcy.
In Chapter 13 bankruptcy, you must pay some debts in full through your plan; others you pay in part. Here are the details.
Find out which debts get discharged at the end of your Chapter 13 repayment period.
Your options if you need to incur debt during your Chapter 13 bankruptcy repayment period.
Find out if your cosigner or guarantor will be on the hook for your debt if you file for bankruptcy.
After you complete your Chapter 13 plan, some of the remaining debts won't be discharged.
Certain debts that cannot be discharged in Chapter 7 bankrutpcy can be discharged in Chapter 13.
Learn the difference between secured, unsecured, and priority claims -- and how they are treated in Chapter 13 bankruptcy.
Here are your options for dealing with secured debt in Chapter 13 bankruptcy.
How much you must pay to your general unsecured creditors in Chapter 13 bankruptcy depends on your disposable income and the "best interest of creditors" test.
Learn what a priority claim is and how it's paid in Chapter 13 bankruptcy.
Learn about unsecured debts and what happens if you don't pay them.
Learn about secured debts and how creditors can collect them.
You can catch up on secured debt arrears through a Chapter 13 repayment plan. Here's how it works.
Learn what happens to some of the more common types of debt in Chapter 13 bankruptcy.
Click on this link to find articles on mortgage debt, reducing second mortgages in Chapter 13, and more.
Click on the link to find articles on reducing your car loan through Chapter 13, and more.
Articles and Q&As on what happens to credit card debt in bankruptcy, avoiding trouble, and more.
Articles on how tax debt is treated in bankruptcy.
Click on the click for articles on reducing investment and rental property mortgages through Chapter 13.
Find out if your retirement plan loan is discharged in Chapter 13.
In Chapter 13 bankruptcy you may be able reduce or delay student loan payments during your repayment period.
Filing for Chapter 13 bankruptcy will not discharge your obligations -- but it can help you to get caught up.
Here's how homeowners association fees are treated in Chapter 13 bankruptcy.
For in-depth information about Chapter 13 and the difference between Chapter 7 and Chapter 13, turn to Nolo.
This comprehensive guide explains the Chapter 13 process, from start to finish.
Learn about Chapter 7 and Chapter 13 bankruptcy, and determine if either is a good option for you.
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