When You Can't Pay Your Debts FAQ

My utility bill was huge because of a very cold winter. Do I have to pay it all at once?

Maybe not. Many utility companies allow customers to participate in an amortization program. This means that if your costs are higher in certain months than others, the company averages your yearly bills so you can spread out the larger payments. Also, if you are elderly, disabled, or have a low income, you may be eligible for reduced rates. Ask your utility company.

Talk to a Lawyer

Need a lawyer? Start here.

How It Works

  1. Briefly tell us about your case
  2. Provide your contact information
  3. Choose attorneys to contact you

Legal Information & Books from Nolo

Swipe to view more