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Wondering whether Chapter 7 or Chapter 13 bankruptcy is better in your situation? Start by learning about the key differences between the two types of bankruptcy, including when you qualify for one and not the other. And then read about the pros and cons of Chapter 7 and Chapter 13, and which works best in various situations. And if you're a family farmer or fisherman, you should learn the pros and cons of Chapter 12 bankruptcy as compared to Chapter 13.