If you are in the market for a credit card, you can save yourself lots of money by shopping around. Before you sign up for a new card, make sure you understand that card's important credit terms. Then shop for a card with the features that best fit your needs.
Having a credit card is convenient, useful in an emergency, and helps build a positive credit history. But if you have bad credit, getting a credit card can be difficult. Luckily, there are steps you can take to get a credit card -- from applying for a card from a small retailer or gasoline company to getting a secured credit card. And including the right things on your application can increase your chances of having it approved.