If you’re renting a home, there are a wide variety of renters’ insurance options and companies to choose from. With the sheer amount of choices, finding the right renters’ insurance for you, at the best price, may seem like an overwhelming and daunting task. You can make this process simpler by
In the event that you need to a file a renters’ insurance claim for damaged or stolen property, you’ll want to get compensated for your loss as soon as possible. Understanding the basics of the claims process will help you save a lot of time and hassle, and is useful, even if you don’t need to
I had a note and agreement for residing in a residence for an unspecified period of time. I made thousands of dollars' worth of improvements to the property. Is the landlord required by law to reimburse me for these improvements?
I live in an apartment and for the past month, I've had hot water only every few days. I can't shower for work or do dishes. Also, my heat isn't working. It's okay in the day, but at night it gets really cold and is still really cold when I wake up and have to take a cold shower. The landlords keep stonewalling me and telling me they will get these things fixed, but it never happens; they won't even give me the number to their corporate headquarters. Do I have any rights?
I am living in an apartment complex and there are several problems with my unit. One of them has been going on since last summer -- a huge hole above my shower and a pipe that leaks when my upstairs neighbors take long showers. It is mildewed and looks and smells awful. There are also two outlets in my sons' bedroom with exposed wires. Do I have any legal recourse against the apartment complex?
The lease for our New York City apartment refers to the landlord's responsibility for pest control; it does not state frequency, just that he is responsible. We have had some little -- and a couple not so little -- critters in the apartment and, despite calls to the building management company, have not seen an exterminator for our apartment. Is it legal for us to hire an exterminator on our own and subtract the cost from our rent?
I live in an apartment building with central air conditioning and heat. The landlord is freaking out about his rising utility bill, gas and electric. He says he may cut the air conditioning this summer -- which means I'll bake. Can he just turn off the switch like this?
Your landlord is responsible for keeping your rental unit in a livable condition, though renters often feel stuck with less-than-ideal living conditions. Maybe the drip, drip, drip of your leaking bathroom faucet is driving you insane. Or there's an unsightly stain on your living room carpet. These aren't huge problems, but you don't just have to live with them, do you?
Your landlord isn’t the only one with responsibilities to keep the rental unit reasonably maintained. State and local laws require you, the tenant, to keep house a certain way, as the list below demonstrates.â
Carbon monoxide (CO) is a lethal gas with no color or odor, that is a byproduct of fuel (gas, oil, wood, etc.) combustion. When inhaled, CO enters the bloodstream and replaces oxygen. Low levels can cause mild nausea or headaches; high concentrations of CO can bring on unconsciousness, brain damage,