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You can get a free copy of your report once a year, from each of the three major credit reporting agencies -- Experian, Equifax, and TransUnion. To order your free report, go to www.annualcreditreport.com or call 877-322-8228.
You are entitled to an additional free copy of your credit report each year -- even if you've already received your annual free report as described above -- if:
For details on the above ways to get additional credit reports, see Getting Additional Free Credit Reports.
In a few states, you can get additional reports even if you don't meet one of the above conditions. For more information, see Nolo's Credit Reports & Credit Scores area.