Keeping the house in your name only and paying all expenses yourself increases the likelihood that you will be awarded all or most of the house in case of a divorce.

But if the two of you stay married for a number of years, equitable distribution law is likely to kick in, meaning that a judge will add the value of the house to the mix when dividing your joint assets. The judge is likely to presume that you have paid the mortgage and maintenance from your after-marriage earnings, which are considered marital property.

If you are the belt and suspenders type, it is true that a premarital agreement with fair terms that your intended understands and then signs can strengthen your position.