Medicare FAQ

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What is Medicare?

Medicare is a federal government program that helps older folks and some disabled people pay their medical bills and prescription drug costs. The program is divided into four parts: Part A, Part B, Part C, and Part D.

  • Part A is called hospital insurance and covers most hospital stay costs, as well as some follow-up costs.
  • Part B, medical insurance, pays some doctor and outpatient medical care costs.
  • Part C is also called Medicare Advantage. It is run by private insurers and Medicare Managed Care plans (such as an HMO that provides Medicare-covered services as well as other coverage).
  • Part D covers some prescription drug costs.

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