For those who qualify financially, New York's Medicaid program will pay for long-term care for elderly or disabled folks who require a certain level of medical care and personal care. (Read the first part of this article on income and asset limits and when a nursing home is medically necessary.) In
In Texas, long-term care is expensive, whether in a nursing home, assisted living facility, or home health care. Medicare coverage for long-term care is very limited, private health insurance policies generally do not cover long-term care, and few people have purchased private long-term care insurance
Through Medicaid, Ohio will pay some of the costs of assisted living and home health care for those who qualify for Medicaid long-term care. Assisted living facilities are generally less expensive and less medically intensive than nursing homes, but Medicaid will still only pay some of the costs. Ohio
Medicaid does not require a healthy spouse to give up all of her income and property just so the needy spouse can qualify for care. Instead, Medicaid has a set of rules called “spousal protections” that allow a spouse of a nursing home resident to keep enough income and assets to live on.
Medicaid in some states pays for services to allow elderly or disabled individuals to stay in their own homes. Historically, Medicaid-eligible people who needed help with things like remembering to take their medications, preparing their meals, bathing, and doing their grocery shopping would have been