How to Screen and Select Tenants FAQ

Are landlords or property managers allowed to pull a prospective tenant's credit report?

Related Ads
Landlord & Tenant Books and Forms

Questions:

Answer:

Are landlords or property managers allowed to pull a prospective tenant's credit report?

Yes, you are allowed to obtain a credit report on a prospective tenant. If you turn down an applicant because of negative information on a credit report, you must send the applicant an "adverse action" letter, which informs the applicant of three things:

  • the reason you rejected the applicant
  • the name and address of the agency that reported the negative information, and
  • the applicant's right to obtain a free copy of the report by requesting it from that agency within 60 days.

To run a credit check, you'll need a prospective tenant's name, address, and Social Security number or Individual Taxpayer Identification Number (ITIN). You can order a credit report from a credit reporting agency, which will get the report from one of the three major national credit bureaus:

Equifax: www.equifax.com

Experian: www.experian.com

TransUnion: www.transunion.com

To find a credit reporting agency that operates in your area, look in the Yellow Pages or type "credit reporting agency" in your browser's search box.

Need help screening tenants?

Find great tenanats and easily create a rental application using Nolo's bestselling products.
Every Landlord's Guide to Finding Great Tenants Choosing tenants is a landlord's most important (and most risky) decision -- find out how to do it safely and legally! Let this book guide you through the process of attracting, screening and selecting the best renters available. Buy the book >>
Residential Rental Application Use this easy-to-use form to hand out to prospective renters. This form includes information you'll need as a landlord from prospective tenants. Buy the form >>
Talk to a Lawyer If you have questions about your landlord issues, get advice from a landlord/tenant lawyer near you.
LA-NOLO5:LDR.1.5.0.20140409.25642