Getting a Mortgage

The vast majority of home buyers don't pay cash for the entirety of the property, but take out a loan from a bank or other institutional lender. Find out how to research options and qualify for the best available home mortgage.

If you are looking for more general information on mortgages check out our page on Understanding Mortgages & The Major Players in a Foreclosure.

If you can go higher than 20%, there are some excellent reasons to do so.

Let’s say you and perhaps other members of your family are interested in setting up a reverse mortgage loan for another family member.

Your bank will require a written letter to prove that money gifted to you for a house purchase is in fact a gift, not a loan.

Borrowing to buy a home involves risk at any age, but the risk is magnified when one is close to retirement. That’s why determining the right amount of risk for you is key.

When considering a mortgage rate lock, get the terms and time frame you need.

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