Using a HUD-Approved Housing Counselor

HUD-approved housing counselors can provide free assistance if you are struggling to pay your mortgage.

If you're facing foreclosure, the sooner you hook up with a HUD-approved housing counselor, the better. These counselors work for free (they are paid through government grants and in some cases grants from major mortgage lenders who really do want to avoid foreclosures if at all possible) and are well trained in the various foreclosure-prevention programs and techniques of negotiation. You can have no better advocate if you are trying to avoid a foreclosure or negotiate a mortgage modification.

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FACING FORECLOSURE ?

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