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eBay buying and selling is fun; out-of-control debt is definitely not fun. If your credit card balances are greater than 80% of your credit limits; you’ve already got a credit card problem and you should avoid using your card(s) to finance your eBay business. Additionally, bankruptcy laws make it much harder to get rid of credit card debts even if you file for bankruptcy — particularly if your income is greater than the median income for your state. Nolo offers more information on credit issues and credit repair.

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