Foreclosure: Second Mortgages and HELOCs

There's a lot of confusion when it comes to foreclosure and second mortgage, home equity loans, home equity lines of credit (HELOCs), judgment liens, and other junior mortgages. Some common questions: Can second mortgage lenders foreclose on your home if you stop paying?  What happens to second mortgages and HELOCs if your first mortgage lender forecloses? Can the second mortgage lender sue you in court to repay the loan?

Below you can find the answers to these, and other questions regarding foreclosure and second mortgages.

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