Eligibility for Chapter 7 Bankruptcy

While the majority of people considering bankruptcy are eligible to file for Chapter 7, that's not true for everyone. Probably the most common reason that people cannot file for Chapter 7 is their inability to pass the bankruptcy means test. Because the means test is somewhat complicated, we have a separate topic page just on that issue. But there are eligibility criteria in addition to the means test. Below you will learn about other barriers to filing for Chapter 7 bankruptcy.

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Are You Eligible for Chapter 7 Bankruptcy?

Chapter 7 Bankruptcy—Who Can't File?

If you're seeking debt relief, you'll start by determining whether you qualify for Chapter 7 bankruptcy. You must meet several Chapter 7 bankruptcy requirements, such as meeting income qualifications, before you can wipe out debts in Chapter 7 bankruptcy. You'll also need to learn what disqualifies you from filing Chapter 7.
Can I File for Bankruptcy If I Am Unemployed?

You don't have to be employed to file for bankruptcy. But being unemployed can affect the success of your bankruptcy if you file for Chapter 13.
Can an undocumented immigrant file for bankruptcy?

If you are an undocumented immigrant, you can file for bankruptcy if you have a valid Social Security Number or ITIN.
Multiple Bankruptcy Filings: When Can You File Again?

If you file for bankruptcy too soon after receiving a previous bankruptcy discharge, you won’t receive another bankruptcy discharge. Learn how often you can file for bankruptcy and wipe out your debts.

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