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After you decide which insurance company (or companies) should pay for your injuries, and you gather all the evidence you need to establish your claim, you must send the insurance company a demand letter. This letter is a critical element of your claim negotiation process, so it is essential that you write it carefully and well. In your demand letter, you set out your strongest arguments concerning:
Your letter should conclude with a demand on the insurance company for a lump sum to settle your entire claim. For more information, see Write a Winning Demand Letter.