To learn about Chapter 7 or Chapter 13 bankruptcy or find bankruptcy forms and instructions, these consumer-friendly websites can provide the information you need. (For tips and resources on finding laws and doing legal research online, check out Nolo's Legal Research section.)
U.S. Courts' Website, Bankruptcy Area
The U.S. Courts' newly revamped bankruptcy website has excellent, albeit basic, information about bankruptcy. This is also the place to go to find a list of the approved consumer credit counseling and debtor education agencies in your state and the current bankruptcy filing fees. Last, but definitely not least, you can access the Official Bankruptcy Forms. You can complete the forms online, print them, and then file them with your local bankruptcy court.
U.S. Courts' Website, Court Locator
Click on this link, choose "bankruptcy" from the drop down menu, and enter your zip code to the find bankruptcy court nearest to you, directions to the court, and a direct link to the court's website.
U.S. Department of Justice, U.S. Trustee Program
The website of the Department of Justice has one area devoted to the U.S. Trustee Program. Here you'll find IRS national, regional, and local expense figures for use with the bankruptcy means test, a list of credit counseling and debtor education providers in your state, and other types of information you'll need in order to file for bankruptcy.
Nolo's Bankruptcy Law Section
Easy to understand, comprehensive information on Chapter 7 and Chapter 13 bankruptcy. The articles and FAQs start with an overview of each type of bankruptcy and then provide the information you need before you file, during your case, and after the bankruptcy is over. You can also find lots of information on bankruptcy alternatives, so you can decide if bankruptcy is your best option.
American Bankruptcy Institute's Bankruptcy Resources
While the ABI is an organization primarily for lawyers, its consumer-facing website provides Q&As, blogs, and a list of pro bono resources by state.
This website has an interactive means test calculator, to help you determine if you will qualify for Chapter 7 bankruptcy. This site also provides specific information based on where you live, like links to local bankruptcy courts, the median income in your state for purposes of determining Chapter 7 eligibility, and your state law bankruptcy exemption amounts.
Nolo's Debt Management Section
One-stop shopping when it comes to coping with financial trouble. The website includes comprehensive information on handling problems with debt, dealing with collection agencies and debt buyers, coping with student loan debt, repairing and rebuilding credit, and more.
This Nolo-affiliated site provides bankruptcy information from Nolo's editors and outside bankruptcy experts.