Common Questions About Car Repossession

I had personal belongings in my car when it was repossessed. Can I get my things back?

If your car is repo'd, you can get your things back as long as they are not attached to the car.

I can't afford my car payments. Can I give the car back to the bank?

Learn the pros and cons of surrendering your car to the lender.

If my car is repossessed, do I have to pay off the entire loan balance to get it back?

In most states, you have to pay the entire car loan balance in order to get your car back after repossession. But you might have other options.

The bank repossessed my car without giving me notice. Is that legal?

In most cases, your car loan lender does not have to give you notice before it repossesses your car.

The Bank Repossessed My Car. How Much Time Do I Have to Get It Back?

The bank must give you a reasonable amount of time to get your car back after repossession. Learn what this means.

Do I Need a Lawyer If My Car Has Been Repossessed?

Depending on your goals, you might want to hire an attorney if the lender repossesses your car, van, SUV, motorcycle, or truck.

Can the repo man refuse to return my personal belongings until I pay a convenience fee?

The repo man cannot demand that you pay a fee in order to get your personal items back after your car is repossessed.

What happens if I try to hide the car from the repo man?

As long as you don't try to defraud the bank, you can hide your car from the repo man.

Can the repo man break into my locked garage to get my car?

The repo man cannot break into a locked garage to take your car. Learn more.