I'm applying for retail jobs in Maryland, and I've had some debt problems in the past. I just completed a financial "survival skills" class at my local community college, and I've come up with a budget and repayment plan to get back on track. But I'm not going to get anywhere in paying off my bills until I can get a job, and I'm worried my bad credit will count against me. A couple of potential employers have asked me to sign a consent form that allows them to pull my credit report as part of their standard application paperwork. Is this legal? Is there anything I can do to improve my chances of getting a job?