Bankruptcy

Anything to help out families and businesses in Brevard County.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Debt Relief
• Garnishments
• Chapter 11
• Business Bankruptcy
• Credit Repair
• Credit Restoration
• Creditor Harassment
• Personal Bankruptcy
• Foreclosures

FL, Sep 2004
Bar Number: 792551

• Eleventh Circuit Court of Appeals
• United States Bankruptcy Court for the Southern District of Florida, 2004 to present
• United States Bankruptcy Court, Middle District of Florida, 2004 to present
• United States District Court for the Middle District of Florida, 2004 to present
• United States District Court for the Southern District of Florida, 2004 to present

• Florida Bar, Business Law Section, Bankruptcy Judicial Liaison Committee,
  2006 to present
• Brevard County Bar Association, 2009 to present
• Melbourne - Palm Bay Area Chamber of Commerce
• Bankruptcy Bar Association for the Southern District of Florida, 2003 to present
• Palm Beach County Bar Association, 2004 to present
• Jacksonville Bankruptcy Bar Association, 2005 to present
• Jacksonville Regional Chamber of Commerce, 2005 to present
• United States Court of Appeals for the Eleventh Circuit, 2005 to present
• American Bar Association, 2006 to present
• National Association of Consumer Bankruptcy Attorneys, 2008 to present

I attend seminars and workshops on consumer and business bankruptcy around the United States. I also attend seminars and workshops on current foreclosure defense strategies.

In one case, a single mother owed substantially more on her home mortgage than the home was worth. By filing bankruptcy, she was able to completely eliminate the second mortgage on her home, which brought her mortgage payments down to a reasonable amount. She was able to keep her home.

In another case, a Melbourne family man purchased a property as an investment for his retirement. After the market crashed, he was left with a property that was worth substantially less than what he owed on the property and is trapped in an interest only adjustable rate mortgage. Our Melbourne Bankruptcy Lawyer is working to transfer the deed on the investment property to his mortgage company in exchange for forgiveness of his debt (a deed-in-lieu of foreclosure). Our Melbourne Bankruptcy Lawyer is also working to eliminate the client's tax liabilities which would otherwise result from the deed-in-lieu foreclosure.

1

Florida

The Bowin Law Group is a Melbourne, Florida, bankruptcy and foreclosure defense law firm, dedicated to helping individuals and families throughout Brevard County who are looking for relief from their debts and from the harassment of their creditors. Beau Bowin is a Melbourne Bankruptcy lawyer who has represented some of the largest Fortune 500 companies throughout the United States, including Winn-Dixie Stores in its Chapter 11 bankruptcy filed in 2005. Each of the large companies Beau has represented has one thing in common - they can each afford the very best attorneys to represent their interests. All too often, however, the small business person or the family just trying to make ends meet cannot afford high quality legal representation to protect their rights.

Beau established the Bowin Law Group to ensure that families and small businesses in Melbourne and all of Brevard County have access to the same high caliber representation typically reserved for clients with large pocketbooks.

Whether you're a family filing for bankruptcy or a small business in a dispute with a vendor, the Brevard bankruptcy attorneys at the Bowin Law Group will fight to protect your rights and to achieve the best legal result possible for your situation.

• Florida Bankruptcy Lawyer at Smith Hulsey & Busey, 2005 to 2009
• Florida Bankruptcy Attorney at Steel Hector & Davis, 2004 to 2005
• Judicial Law Clerk at United States Bankruptcy Court, Southern District of Florida,
  West Palm Beach Division, 2003 to 2004
• Florida Bankruptcy Lawyer at Akerman Senterfitt & Eidson, 2003 to2003

I am a committee member of the Bankruptcy Judicial Liaison Committee, Business Law Section of Florida Bar. The committee is comprised of the bankruptcy practitioners and judges from across the state and it meets several times a year to discuss developments in bankruptcy law and proposed legislative revisions.

(321) 676-1660

Monday through Friday
9:00 a.m. to 6:00 p.m.

Evening and weekend appointments available.

Yes

A typical foreclosure defense in Melbourne and Brevard will range between $1,200 and $1,500. Payment plans are available as well.

A Chapter 7 bankruptcy in Melbourne and Brevard will also range between $1,200 and $1,500 depending on the number of creditors and amount of property the client has. The fee may be higher if there are substantial debts and assets.

A Chapter 13 bankruptcy in Melbourne and Brevard will typically cost between $3,000 and $3,500, consisting of a $1,500 down payment with the rest paid in installments.

Discounts are available to new clients that mention Nolo.

Negotiable.

Yes. No set time limit, but they typically range between 30 to 60 minutes in our Melbourne office.

A typical Melbourne Foreclosure Defense will involve a retainer, the amount of which is negotiable. Exceptions may be made. As stated above, payment plans are available. Every Melbourne Bankruptcy case will involve a retainer. The rates are stated above.