Bankruptcy

Consumer Chapter 7 or Chapter 13 Bankruptcy, Debt Settlement, and Foreclosure Defense.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Debt Relief
• Garnishments
• Creditor Harassment
• Personal Bankruptcy
• Foreclosures

CA, Jun 1997
Bar Number: 188026

California Superior Courts, United States District Courts: Central and Northern Districts.

National Association of Consumer Bankruptcy Attorneys.

I usually attend meetings and workshops held by my professional organizations.

I recall a jury trial in which the jury asked the judge whether they could award my client more damages than I had asked for, suggesting they were fully convinced by my arguments. That was a rewarding experience, but still not as satisfying as helping my current bankruptcy clients with their financial difficulties.

With my bankruptcy cases, I try to provide the most assistance to clients who are facing a crisis, such as losing their job and being unemployed for a long period, or facing foreclosure on their family home. Two current clients face these problems; while another has limited income from social security disability payments, and another has medical issues that require more resources than the client has available. People facing these problems need compassionate, caring, and competent legal advice and counsel.

1

California

My practice is focused on helping people solve their debt problems. I provide free initial consultations with potential clients to learn about their situation in detail. Then I work with the potential client to recommend possible solutions. In some cases, bankruptcy may not be the best option, while in other cases, bankruptcy may be the only sensible option. It all depends on the facts of each individual case.

I have been a practicing attorney for over 10 years. My experience is primarily in civil litigation, with some business law, and collections defense work. Over the last year I have directed my energies and resources to bankruptcy and debt relief law exclusively.

My first career after college was in information technology. I worked for many years as an IT consultant and technical writer. This has been perfect preparation for the intricacies of bankruptcy and debt relief law, because this area requires attention to detail and the ability to adapt to changing document requirements of different courts, trustees, and opposing counsel.

(408) 934-3966

Weekday afternoons, by appointment only.

Emergency after hours for clients in emergency situations only.

Yes

Attorney fees for Chapter 7 cases are $1,200 for individuals and $1,500 for married persons filing jointly. Chapter 13 cases require special fee arrangements, but in most cases require a $500 pre-filing fee, with the balance paid through the Chapter 13 repayment plan. I do offer discounts based on financial need, and if you mention Nolo you will receive a $100 discount on the above stated fees for your bankruptcy filing. The only additional fees are the Chapter 7 filing fee ($299) or Chapter 13 filing fee ($274), and the debtor education fees ($50-$85, depending on the provider).

$300 to $600 per hour, depending on the case.

Yes, I offer a free in-person consultation and case evaluation. These usually last 30 minutes.

I usually charge a flat rate for bankruptcy or debt settlement cases, so a retainer is not required. I also offer installment arrangements for payment of flat rate fees.