Bankruptcy

I prefer to represent clients in Chapter 7 and Chapter 13 bankruptcies, foreclosures, credit card debt, debt collection lawsuits and debt settlement, and loan modification matters.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Debt Relief
• Garnishments
• Business Bankruptcy
• Credit Repair
• Credit Restoration
• Creditor Harassment
• Personal Bankruptcy
• Foreclosures

OH, May 1988
Bar Number: 0029359

Ohio State Courts, U.S. District Court for the Southern District of Ohio, and U.S. Supreme Court.

National Association of Consumer Bankruptcy Attorneys (NACBA), Ohio State Bar Association (OSBA), and American Bar Association (ABA).

I attend continuing legal seminars on such topics as Bankruptcy, Foreclosure, and Litigation.

• "Freedom of Information: Basic Principles and Guidelines;"
• "Guidelines for Hazardous Waste Generators Under RCRA;"
• "Liability of Federal Agencies and Employees Under Environmental Laws."

I aggressively pursue and defend the rights of individual consumers and small businesses. I recently argued, successfully, for dismissal in a foreclosure law suit against an individual. The suit was ultimately withdrawn by the mortgage company, and the material and legal reasoning I used in my brief has been adopted by pro bono attorneys defending others in foreclosure law suits.

In Mansfield Ambulance, Inc. v. Galion, 2005-Ohio-3759, I represented an ambulance company who brought a breach of contract suit against the City of Galion for violating a clause in the contract that granted my client the exclusive right to transportation services. The Court of Appeals overruled the lower Court and found that my client had an exclusive agreement with the City. The case was settled in favor of my client.

1

Ohio

The focus of my firm is to aggressively pursue and defend the rights of individual consumers and small businesses in debt settlement, bankruptcy, foreclosure, and contract matters through negotiation and representation in law suits. Every client receives personal, nonjudgmental, compassionate attention from me. You will not meet with a paralegal.

My firm was established in 1988 after a number of years in senior legal positions with the federal government and a private corporation.

• BATTELLE MEMORIAL INSTITUTE; General Counsel & Asst. General Mgr., Project Management Division; Columbus, Ohio.
• EXECUTIVE OFFICE OF THE PRESIDENT OF THE UNITED STATES; Special Counsel for Legislation; Washington, D.C.
• U.S. NUCLEAR REGULATORY COMMISSION; Chief Counsel for Operations and Administration; Washington, D.C.

Pro Bono work for Legal Aid Society in foreclosure as part of "Save the Dream" program.

(614) 985-3601

Monday through Friday
8:00 a.m. to 5:00 p.m.

Yes

Dublin, OH
5650 Blazer Parkway
Suite 100
Dublin, OH 43017
(614) 985-3670

Columbus, OH
2720 Airport Drive
Suite 100
Columbus, OH 43219
(614) 985-3670

The attorney fee for a Chapter 7 petition is typically $700 for an individual consumer, which includes preparation of the petition, representation of the client at a 341 hearing, and representation for reaffirmation agreements. The fee could be as much as $1,500 for a complex matter. The attorney fee does not include filing fees required by the bankruptcy court ($299), fees for credit counseling from third-party organizations ($100 for 2 courses), or a fee for a credit report.

$200.

I offer a free initial consultation that is not time-limited. I believe that it is important that a potential client get to know me and the service I can provide and is fully informed about the legal requirements of the matter involved. For example, many potential clients are not aware that the law now requires that anyone seeking to file bankruptcy first have counseling by a certified credit counselor and obtain a certificate of training. I explain the counseling requirements, the means test and the differences between Chapter 7 and 13 bankruptcies.

Retainers are case-dependent.