Bankruptcy

I handle bankruptcy, Chapter 7, liquidation, and Chapter 13, and re-organization. I handle business Chapter 7s and complex Chapter 13 cases. I handle consumer issues and mortgage modifications for clients not interested in bankruptcy or who do not qualify for bankruptcy. I also handle credit disputes and credit repair cases.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Debt Relief
• Garnishments
• Business Bankruptcy
• Credit Repair
• Creditor Harassment
• Personal Bankruptcy
• Foreclosures

MI, May 2002
Bar Number: P63964

Eastern District of Michigan - Federal Courts.

State Bar of Michigan, American Bankruptcy Institute (ABI) Consumer Bankruptcy Association (CBA), and admitted to practice in the Eastern District of Michigan Federal Courts.

I am a regular participant in over 90% of the functions with the bankruptcy organizations that I belong to. I enjoy attending the conferences in order to keep in touch with the Judges and Trustees in this community and to keep up on the latest trends and cases. I feel that a strong continuing dedication to the craft of law is as important as a strong work ethic and responsibility to my clients.

One of my most memorable cases was actually a friend of mine. He was having some problems with the IRS. It was not a very large amount of debt, but with his job, he just could not seem to get caught-up on the payments and the interest and penalties just kept growing. It really made me feel good that he would come to me with his financial problems and put his trust in me that I would keep it confidential. It is a real pleasure being in the position to help people, and helping a friend is even more satisfying. You will be happy to know that he has received his discharge!

In another case I had a husband a wife who had an unusually high amount of credit card debt, and rather high income, which after they paid all of their necessary expenses, still left them with a lot of extra money at the end of the month. I initially put them in a plan that was a very low payment to their unsecured creditors, and they knew that we were "swinging for the fences," so to speak, and that we may not be able to get the lower payment. Well, as the case progressed and my debtors' continued to enjoy overtime at their jobs, their income continued to increase. They were so grateful that their creditor had stopped calling them and that they had their lives back, and phone too! That they agreed to increase their plan payment about ten times, which resulted in all of their creditors being paid in full, it made me proud and happy that there are people out there that wanted to take responsibility for their debt. Plan approved by the Court, case proceeding along smoothly.

1

Michigan

I have been handling consumer bankruptcy cases for almost seven years, and my firm has been around for nearly four and a half years.

My firm's focus is on consumer bankruptcy. 90% of my clientele are bankruptcy, either Chapter 7 or Chapter 13. My goal is to give highly professional, personalized service to each and every one of my clients, I am the attorney that you will talk to on the phone the very first time you call, and I will be the only attorney that you will meet, and work with. I do not hand my work off to paralegals or associates. I pride myself on a strong work ethic and hands on approach to my cases. I attend all court hearings and handle all aspects of your case.

I spent nearly two and a half years with two of the larger bankruptcy firms in the metro Detroit area. During that time, I gained a vast amount of knowledge and have handled, in one aspect or another, over 4,000 cases. Over the last four years I was a contract attorney, operating under my firm's name, where I was able to hone my skills dramatically with an emphasis on service and quality with a small boutique firm.

Monday through Friday
9:00 a.m. to 7:00 p.m.

Saturday
11:00 a.m. through 5:00 p.m.

Sunday
Emergency appointments available.

For emergency after hour, please call (877) 343-9930

Yes

Flint, MI
Flint, MI

Yes and no. Chapter 13 bankruptcy, re-organization, are awarded on a flat fee basis in the Metro Detroit area. Those fees are paid over time and I very rarely require any attorney fees in advance of filing a Chapter 13. Court costs are typically all I need to start your case. Chapter 7 bankruptcy, liquidation, fees can vary dramatically bases on the complexity of the case. For example a small business liquidation, or a person who has multiple houses, have fees that tend to run much higher than a single mother, who lives in an apartment and has under $20,000 in debt. I will cut my fees for individuals on a fixed income so that they can have access to the relief that they need, without having to spend a fortune. If you mention that you found me on Nolo.com, I will give you a reduction in my fees!

My hourly rate is $225 as approved by most of Judges in the district.

Absolutely!! There is never a consultation charge. No time limit. I can also handle a lot of the preparation over the phone or internet via e-mail for clients with time constraints.

In a Chapter 13, re-organization, if it is a single filer, it is $324. Those are costs that go to other parties such as the court clerk or the credit counselors. Chapter 7, liquidation, varies on the nature and situation of the each case.