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Joshua B. Farmer
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Joshua B. Farmer
Tomblin, Farmer & Morris, PLLC
70 North Main Street
(Inside State Farm Offices)
Suite 1
Marion, NC 28752
Phone: (877) 254-4555 | Fax: (828) 286-4820
http://www.farmermorris.com
http://www.carolinabankruptcyhelp.com
Bankruptcy provides relief. Call to discuss options!
Legal Topic
Bankruptcy
Preferred New Clients
Individuals and small businesses seeking to resolve their debt problems through Chapter 7 and Chapter 13 bankruptcy including those facing foreclosure, repossession, garnishment, tax liens and credit card bills.
Sub-Categories
Bankruptcy
- Chapter 13
- Chapter 7
- Collections & Repossessions
- Credit Disputes
- Debt Relief
- Garnishments
- Business Bankruptcy
- Creditor Harassment
- Personal Bankruptcy
- Foreclosures
Bar Admissions
SC, Jun 2005
Bar Number: 73683
NC, Sep 2004
Bar Number: 32669
Other Court Admissions
• North Carolina - all state courts
• South Carolina - all state courts
• United States District Court - Western District of North Carolina
• United States District Court - District of South Carolina
Association Memberships
• North Carolina State Bar; North Carolina Bar Association - Bankruptcy Section
• Rutherford County Bar Association
• 29-a Judicial District Bar Association
• South Carolina State Bar
• Spartanburg County Bar Association
• National Association of Consumer Bankruptcy Attorneys (NACBA)
• Andrea Farmer, an attorney in the firm, is a member of the National Organization of Social Security Claimant Representatives (NOSSCR)
Continuing Education
Attorneys in our firm attend continuing education seminars on the topics of Bankruptcy, Social Security Disability, Litigation and Ethics. We always exceed the required number of continuing education hours.
Papers and Publications
In the non-legal context, Josh has been published in a monograph by the Intercollegiate Studies Institute for his paper, "How Free Enterprise Helps the Poor."
Example Cases
Bankruptcy Matter - In re (redacted) - a couple from the Upstate of South Carolina, met with me wanting to file a bankruptcy petition under Chapter 13 to stop the foreclosure of their home. They had just been denied a loan modification and had very little time remaining before the foreclosure sale. We filed their petition within one business day, just before the foreclosure sale, and proposed a Chapter 13 repayment plan in which they would repay their home mortgage arrearages over time, saving their home.
Education
Degree:
B.S.
School:
Wofford College
City:
Spartanburg
State:
SC
Year:
2000
Honors:
Honor Graduate and Phi Beta Kappa.
Focus and Accomplishments:
Business Economics.
Degree:
J.D.
School:
University of North Carolina School of Law
City:
Chapel Hill
State:
NC
Year:
2004
Honors:
High Honors, Order of the Coif, and Gressman-Pollitt Award.
Focus and Accomplishments:
Staff Member - North Carolina Law Review.
Degree:
B.A.
School:
Wofford College
City:
Spartanburg
State:
SC
Year:
2000
Honors:
Honor Graduate and Phi Beta Kappa.
Focus and Accomplishments:
Government.
Number of Attorneys
3
State Licensed In
North Carolina and South Carolina
Firm Focus and History
At Tomblin, Farmer & Morris, PLLC we are dedicated to providing excellence in legal representation. Our firm offers a broad range of legal services to meet our clients' needs with a significant focus of our practice being bankruptcy and Social Security disability matters. Every client is extremely important to us, and we strive to give the assistance needed to obtain the best results possible.
Our firm was established by A. Clyde Tomblin in the 1950s. Joshua and Andrea Farmer joined the firm in 2004 when it became known as Tomblin and Farmer, PLLC. In 2006, Mr. Tomblin retired and became Of Counsel to the firm. During that same time, Mark Morris joined the firm as a partner and the firm's name changed to Tomblin, Farmer & Morris, PLLC. Our firm has for many years served clients in Rutherford County, North Carolina and the surrounding counties. Currently, we have offices located in Rutherfordton, North Carolina; Spartanburg, South Carolina; Shelby, North Carolina and Marion, North Carolina.
Through our North Carolina offices, we serve clients in the following communities and beyond:
• Burke County: Morganton, Valdese
• Cleveland County: Shelby, Kings Mountain, Boiling Springs
• Lincoln County: Lincolnton, Denver
• McDowell County: Marion, Old Fort
• Rutherford County: Rutherfordton, Spindale, Forest City, Chimney Rock, Lake Lure, Ellenboro
• Polk County: Tryon, Columbus, Saluda
Through our South Carolina office we serve clients in the following communities and beyond:
• Cherokee County: Gaffney, Blacksburg
• Spartanburg County: Spartanburg, Boiling Springs, Chesnee, Cowpens, Duncan, Inman, Landrum, Lyman, Pacolet, Roebuck, Wellford, Woodruff
• Greenville County: Greenville, Greer, Fountain Inn, Mauldin, Simpsonville, Taylors, Travelers Rest
• Laurens County: Laurens, Clinton
• Union County: Union, Lockhart
Previous Employment Summary
Josh and Andrea Farmer have worked at the firm for their entire legal careers. In 2000, prior to his attending law school, Josh started a real estate investment company, Two Mile Properties, LLC which owns and manages rental real estate in the Upstate of South Carolina. He is still active in the management of that company.
Activities and Awards
• High Honors Graduation Distinction - University of North Carolina School of Law - 2004
• Law School Class Rank: 5 of 235 - University of North Carolina School of Law - 2004
• Inducted into the Order of the Coif - Academic Honor Society - University of North Carolina School of Law - 2004
• Gressman-Pollitt Advocacy Award - University of North Carolina School of Law - 2002
• Honor Graduate Award - Highest GPA in Class - Wofford College - 2000
• Inducted into Phi Beta Kappa - Academic Honor Society - 2000
What is your opinion regarding clients educating themselves on legal issues?
We strongly support our clients' desires to educate themselves on their legal issues. To that end, we have started our bankruptcy information website, www.carolinabankruptcyhelp.com, where clients can educate themselves on various bankruptcy issues. Bankruptcy is a very complex area of the law, the intricacies of which should not be taken lightly. We offer each of our clients a free consultation (30-60 minutes) during which they meet with an attorney to discuss their specific legal issues and how the law apply to their situation. They do NOT meet with a paralegal as is the custom at some other firms.
Are you willing to review documents prepared by clients?
We will review any and all documents relevant to representing a client in a case. We caution clients that preparing and filing a pro se bankruptcy petition involves significant risk and should not be taken lightly.
Are you willing to coach clients who want to represent themselves?
We offer a free, initial consultation during which the client's matter is discussed and the client is quoted a fee for our services. We are not comfortable coaching clients regarding their pro se bankruptcy.
Why did you decide to be a lawyer?
All of our attorneys are ordained ministers and we consider our practice of law to be our calling to help others in our community.
What work experience and education helps you be a better lawyer?
Each and every case that we handle broadens our knowledge and experience as attorneys and advocates.
Why did you decide on your primary area of practice?
Our attorneys enjoy helping our clients. Bankruptcy and Social Security Disability are practice areas that involve clients who have faced difficult circumstances and, often, have had their lives turned upside down. We can provide sound advice and advocacy for these clients to help them protect their rights and obtain the relief and benefits that they are entitled to under the law.
What do you like best about your career?
I very much enjoy helping my clients solve problems. Many times clients come to us misinformed about their rights under the bankruptcy code. It is wonderful to be able to help people realize that they do have options despite their financial troubles. It is clear that we make a difference to our clients and they are grateful for that.
Tell us about your law firm:
The attorneys in our firm take a personal interest in their clients' matters. You always have access to a case manager and your attorney to discuss your matter. Your phone calls and emails will be returned in a prompt manner. Our office staff is very helpful to attending to all of our clients' needs. Micah Carlson and Kerrick Hudson assist our clients in bankruptcy and Social Security disability matters. Hannah Kidd and Marianne Aguirre assist clients in other practice areas.
What are your strengths and style?
Our attorneys are zealous advocates for our clients and work hard to achieve the best possible outcome for them.
Personal Interests:
I am married to Andrea Farmer, an attorney with our firm. I have one son, Thomas, who is 2 years old. I enjoy spending time with my family. I am very active in my church, especially with the children's and youth ministries. I have traveled extensively to Europe and South America on business-related and church missionary trips.
Office Manager/Assistant
Paralegal - Micah Carlson.
Fax
(828) 286-4820
Office Hours
Rutherfordton Office:
Monday through Friday
9:00 a.m. to 5:00 p.m.
Other offices and after hours by appointment.
Emergency After Hours
Yes
Additional Offices
Rutherfordton, NC
187 N. Washington Street
Rutherfordton, NC 28139
(828) 286-3866
Shelby, NC
330 South Lafayette Street
(Upstairs above Carolina First Bank)
Shelby, NC 28150
(704) 482-1112
Spartanburg, SC
220 North Church Street
Suite 2
Spartanburg, SC 29306
(864) 582-1310
Fixed-Price Services and Fees
In almost all cases, we quote prospective clients a fixed fee for our services during an initial consultation. We are very flexible with offering our clients payment plans which suit their needs and budget. Our fees for bankruptcy filings vary according to the complexity of the case and are very competitive for our services. In some very complex cases, a fee estimate with an hourly fee arrangement is offered.
Hourly Rates
For those matters which require an hourly rate approach, we charge $200-$250 per hour.
Free Initial Consultation?
We offer a free initial consultation lasting 30-60 minutes, the length being at the discretion of the attorney. Our goal is to completely discuss the client's matter.
Typical Retainer
We do not have a typical retainer.
Nolo's Licensing Check
Attorneys have passed a licensing check. Nolo has confirmed that every member attorney has a valid license and is in good standing with the applicable bar associations upon joining the directory.
Directory lawyers are required to notify Nolo immediately if they become the subject of any disciplinary action by any bar association.
