Law Office of Susan Bratcher
2601 NE Kendallwood Parkway
Suite 100
Gladstone, MO 64119
Phone: (816) 453-2240 | Fax: (816) 455-6597
http://www.bratcherlaw.biz
Bankruptcy
Bankruptcy.
MO, Apr 1993
Bar Number: 43944
KS, Sep 1992
Bar Number: 15699
Kansas Federal and Western District of Missouri.
National Association of Consumer Bankruptcy Attorneys.
I have taught at DUI continuing legal education seminars (CLES) and attended the National Association of Consumer Bankruptcy Attorneys Convention.
A couple hired me a few years ago. They were being garnished every pay check for two years. They ran out of money for food for their children almost every month, so they were feeding their children cold cereal for supper. They had not made a car payment on their only car for almost 12 months. They filed a Chapter 13 bankruptcy case. These clients were able to successfully complete their bankruptcy case. Their plan payments were less than the amount being garnished from their paychecks.
A single parent hired me to help her keep her car. She needed it to drive to work. We reviewed which chapter of bankruptcy would be better for her. In Chapter 7, her car payment was over $400 per month. In Chapter 13, the plan payment was under $210 per month. This was an easy choice for her; she filed a Chapter 13 and reduced her payments on the car.
A couple filed a Chapter 13 the day before the foreclosure was scheduled. We stopped the foreclosure. They were able to make up the missing payments and sell the house for enough money to pay off their whole bankruptcy case.
A nice lady filed bankruptcy just after her mother passed away. She took time off work to care for her mother. Her own home was scheduled for foreclosure. She was cash poor until her mother's estate was settled, which we expected to happen within the next 12 months. She filed a Chapter 13, and she kept her home. She was able to pay off all of her creditors with her share of her mother's estate.
Juris Doctor
Southern Methodist and Oxford University
Dallas, TX and England, UK
TX
1992
Who and Top Grade in British Constitutional Law.
Bachelor of Arts and Bachelor of Science
Rockhurst University
Kansas City
MO
1988
Magna Cum Laude and Alpha Sigma Nu.
1
Kansas and Missouri.
Helping people to get their fresh start.
I started the firm as a contract attorney for the State of Missouri. I am the sole proprietor. There are several attorneys of counsel.
Representing clients on jailable offenses. Then I was a hearing officer for the State of Missouri. Finally, I became a contract attorney for them and opened my own practice.
I want my clients to have good information regarding their legal issues, but the information is only as good as the source. I have read a lot of Nolo information that is very good that I can share with my clients.
It depends. I help a lot of my real estate clients fine tune their paperwork.
It depends. Some people are able to do a good job, but when I need legal advice, I hire someone who knows that area of law. No one knows everything.
I became an attorney to help people.
I grew up on a farm. My parents wanted us to learn the value of hard work. My dad was a pipe fitter. The farm was his part-time job. I learned those values. I have been working six days a week in my practice for years. I just started closing the office on most Saturdays. I need the rest. I also want to spend time with my family, which has grown in the last few years. My husband and I have hosted eight foreign exchange students from all over the world. We adopted our 7th, our son, Amiran Gelashvili.
Before I went to law school, I was a manager at several different types of businesses including fast food, retail clothing and outside sales. I understand seasonal work, which means for my clients, who work seasonal jobs, that I understand that their plan must reflect real life. So, for my clients, we use step payments and seasonal payments. This helps my clients stay in their case even when their income is reduced.
I call bankruptcy law, "happy law." It sounds odd, but before I started my own practice I did termination of parental rights cases for the State of Missouri. It was very nasty law. I saw the worst of the worst, including parents who murdered their children. Now, to do the reframe: I won my cases. To this day I have judges who say that looking at me makes them ill as they can't stop thinking about the family law cases that I had before them. So, bankruptcy is happy law. My clients are happy at the end of their cases, for the most part. The same is true with most traffic clients.
I enjoy helping people get out of debt and get a fresh start financially.
Law is a very powerful tool and can help a lot of people.
I have an attentive receptionist/assistant who possesses excellent phone etiquette and clerical skills, along with vast knowledge of the business. I also have two knowledgeable paralegals with caring personalities who assist clients with various immediate needs. They handle all legal situations that occur in the client's bankruptcy and other legal cases.
Throughout the years my husband and I have sponsored eight foreign exchange students. Cary from Accra, Ghana; Vera from Ufa, Russia; Pablo from Tierra del Fuego, Argentina; Sunny from Hong Kong; Bunyod from Uzbekistan; Jennet from Turkmenistan; Sasha from Moldova and Amiran from Republic of Georgia. In 2008, we legally adopted Amiran. We also have another exchange student living with us, who was originally my parent's student. His name is Aziz from Uzbekistan. My other interest would be my dogs, cats, and fish.
Amiran, Jana, Jewel, and Brec.
(816) 455-6597
Monday through Friday
9:00 a.m. to 5:00 p.m.
Saturday
9:00 a.m. to 12:00 p.m.
Evening appointments available upon request.
No
Russian and Georgian.
Price varies by case.
$375 per hour for attorney time. Travel and paralegal time is discounted.
Yes - for most cases. No - for real estate cases.
Retainer varies by the case and time expected to prepare it.
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