Bankruptcy

I help individuals and couples who are overwhelmed by debt or being harassed by creditors to get a fresh start through bankruptcy.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Debt Relief
• Garnishments
• Business Bankruptcy
• Credit Repair
• Credit Restoration
• Creditor Harassment
• Family Farmer Bankruptcy Chapter 12
• Personal Bankruptcy
• Foreclosures

FL, Oct 2000
Bar Number: 413623

NY, Jan 1986

NJ, Jan 2000

U.S. District Court, Middle District of Florida.

Florida Bar Association, Sarasota County Bar Association, Florida Association of Women Lawyers, National Association of Consumer Bankruptcy Attorneys and Tampa Bay Bankruptcy

I attend at least one or two continuing legal education programs sponsored by the bar association each month. I also subscribe to legal education programs that I listen to on my computer or MP3 player.

Many people today are facing foreclosure because of medical problems or job loss, which had left them overburdened by debt. Bankruptcy is an available option to remove most debts (Chapter 7) or to work out a payment plan you can manage (Chapter 13). If you have a second mortgage on your home, but the current value of your home has declined so much that it is below the value of your first mortgage, it may be possible to "strip off" the second mortgage in a Chapter 13 bankruptcy. This means the second mortgage would become an unsecured creditor and would receive cents on the dollar like your other unsecured creditors.

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Florida, New York and New Jersey

My practice is currently focused primarily on bankruptcy. In these troubled times, there is a great need for assistance in deciding whether bankruptcy is the right option, and if so, for assistance in the actual filing and hearing aspects of the bankruptcy process. I offer a free consultation and make myself available to my clients to answer all their questions.

On the estate planning side, I help people develop an estate plan appropriate for their situation. Then I draft the relevant documents, such as wills, trusts, powers of attorney, living wills and health care surrogate documents. Finally, in the event of death, I assist in the probate of an estate.

My firm was established in 2004. After years of working for other people, I am thrilled to have my own business. I started my firm at a Sarasota location, then after two years I was able to move to a new office complex on route 41 in Osprey. I thought this would be very accessible for the scores of people from North Port, Venice and Nokomis who travel past on 41 each day. Now, I maintain both offices for the convenience of my clients throughout Sarasota County.

I practiced law in New York and New Jersey for 12 years before moving to Florida. I worked for large corporations (Kraft Foods, Smith Barney and Primerica, now Citigroup). I also was an associate in the tax department of a medium-sized law firm.

I have represented a number of clients pro bono through Legal Aid of Manasota. These cases have been in the areas of foreclosure assistance and divorce.

(941) 966-6689

Monday through Friday
9:00 a.m. to 5:00 p.m.

Yes

Osprey, FL
460 South Tamiami Trail
Osprey, FL 34229
(941) 966-6688

I charge $1,500 for Chapter 7 bankruptcies and $3,000 for Chapter 13. This does not include the court filing fees ($299 and $274 respectively), credit report, or the legally required credit counseling and financial management course.

My hourly rate is $200 per hour, although it is usually not applicable.

I offer a free consultation of 15 to 30 minutes.

I do not. It all depends on the type of work I'll be doing. Many matters, such as bankruptcy, are priced on a flat fee basis.