Bankruptcy

I prefer to handle Chapter 7 and Chapter 13 bankruptcies, foreclosure representation, loan modification and debt collection lawsuits.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Debt Relief
• Garnishments
• Business Bankruptcy
• Credit Repair
• Credit Restoration
• Creditor Harassment
• Personal Bankruptcy
• Foreclosures

OH, Nov 1991
Bar Number: 0055533

State of Ohio Supreme Court, Southern District of Ohio.

Creditor Education Coalition and Columbus Bar Association.

I regularly attend continuing legal education in bankruptcy, housing foreclosure, and other related topics as they become relevant.

I was interviewed by the Columbus Dispatch for three articles in 2008. The first article was about the increase in seniors filing bankruptcy, which ran in July. The second topic involved 18 to 34 year-olds starting life in debt, which ran in the first part of August, and the third article covered my perspective on the loan modifications by Countrywide Mortgage.

In cases I've handled, I've dealt with motions by the government to force my clients into repayment plan Chapter 13, instead of a fresh start Chapter 7, which is what they were seeking. The government was never successful in forcing any of my clients to convert their case from a Chapter 7 to a Chapter 13. I stand up to the government based on my work and analysis.

2

Ohio

My firm is dedicated to helping people in financial distress. I take pride in allowing my clients to keep their dignity and self-respect during tough economic situations. We give personal service to all of our clients. At my firm, all clients meet with an attorney, not a paralegal.

I have been at the same location since 1992 and I have been practicing bankruptcy law since then. I have filed thousands of cases in my career as a lifelong Columbus, Ohio, resident.

At trial, I influenced the way that bankruptcy is practiced under the new law. I influenced the way the new government mandated "means test" was calculated. Specifically, the issue was commonly referred to as "the surrender issue." The government was arguing that if a house or car was being surrendered, the monthly payments for those debts should not be included in the calculation. This would have caused almost all cases with surrendered property to be Chapter 13 reorganizations instead of Chapter 7 liquidation, and a fresh start. It was a case of first impression in this Jurisdiction. The Court ruled in my favor by allowing those deductions, hence paving the way for a fresh start under Chapter 7 (In re Graham, Judge Preston, March of 2007).

I am one of very few attorneys to take on the government and win. I did not charge my clients anything for the trial because taking it to trial was only the right thing to do.

Information coming soon.

I have been on the Legal Aid appointment list for 16 years.

Juanita Ives.

(614) 575-1187

Mondays, Wednesdays and Fridays: 8:30 a.m. to 5:00 p.m.
Tuesdays and Thursdays: 8:30 a.m. to 6:00 p.m.
Saturday: 8:30 a.m. to 11:30 a.m.

No

For a consumer Chapter 7, the range is from $750 to $1,500.
For small businesses, the range is from $1,000 to $5,000. These are flat fees for all work. I don't nickel and dime my clients. The fee quoted is the fee paid with no hidden fees. Some attorneys charge for reaffirmation agreements in a Chapter 7. My fee is for the whole case not just parts.

$200 per hour for post confirmation Chapter 13 work.

Yes. I offer free consultation with no time limits. I will explain and analyze the case until my clients understand.

$300.