Bankruptcy

I prefer to handle bankruptcies involving individuals and small businesses, Chapters 7 and 13. In family law, we handle divorce, paternity, custody, parenting time (visitation) and child support.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Debt Relief
• Garnishments
• Business Bankruptcy
• Creditor Harassment
• Personal Bankruptcy
• Foreclosures

MN, Nov 1975
Bar Number: 011649X

Minnesota Supreme Court, United States Court of Military Appeals, United States District Court, United States Court of Appeals for the 8th Circuit, and United States Supreme Court.

Minnesota State Bar Association, Ramsey County Bar Association.

I normally attend continuing education seminars relating to bankruptcy, family law, criminal law, real estate, and assorted other topics. I always greatly exceed the required number of continuing education hours.

Example of a Chapter 7 case: "Bill" and "Betty" both had good jobs and were careful to save money and not over-spend. They were doing very well until "Betty" had a stroke and was unable to work anymore. Their savings soon evaporated and they were sued by a creditor, which threatened garnishment of "Bill's" paycheck. By filing Chapter 7 they were able to start fresh without the car loan and credit card payments they could no longer afford.

Example of a Chapter 13 case: "Jack" was out of work 6 months and fell four months behind in his mortgage payments. When he found a job, he was able to make his current payments, but not able to pay the arrearage, which was over $7,000, including late fees. Filing Chapter 13 allowed him to catch up by making payments of $350 per month which he could afford.

Example of a paternity case: "Manuel" had a child with his girlfriend, but they broke up before the birth and "Michelle" refused to allow him to see the child. We went to court to get the orders "Manuel" needed to have a normal relationship with his child.

2

Minnesota

Twin City Attorneys P.A. was incorporated on May 10, 1984. James Whelpley and Associates, Chartered was incorporated on April 4, 1988. Until 1988, the shareholders in Twin City Attorneys were my former business associate and I. Since then, I have been the only shareholder in both.

We deal primarily with family law, bankruptcy, and criminal law. We also do civil litigation (law suits) although that is not our major focus.

Before returning to Minnesota, I spent a little over four years as a lawyer in the United States Marine Corps. I primarily handled military criminal cases.

Wanda Woodruff

(651) 639-0056

8:00 a.m. to 4:30 p.m., Monday through Friday
Plus 12:00 p.m. to 8:00 p.m. on Sunday and 4:30 p.m. to 8:00 p.m. Monday, Tuesday and Wednesday.

No

We have many fixed-price services. Bankruptcies are almost always done on a flat fee basis. Many divorces can be done as flat fees as well.

Current hourly rates are $275 an hour for me, $200 an hour for Amy, my associate, and $100 to $125 an hour for our non-lawyer assistants.

We routinely offer free initial telephone consultations. We also offer free half-hour in-office consultations for people who are seriously considering a divorce, bankruptcy, or criminal defense representation. Hourly rates apply for coaching services.

For flat fee cases, we are normally willing to accept any payment plan the client wants, provided that the documents will not be filed with the court until paid in full. In cooperative family law cases, payments are often made while the papers are typed and signed. In flat fee bankruptcy cases, we begin gathering documents immediately and typically begin typing when we have received $500. For hourly cases, such as motions in family court, we typically have a minimum charge of $1,500. To begin a contested change of custody, we would generally need at least $2,500.