Bankruptcy

I work successfully with individuals and couples as well as small businesses who want to move forward and put past mistakes behind them. I enjoy the opportunity to give clients a fresh start.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Debt Relief
• Garnishments
• Chapter 11
• Business Bankruptcy
• Creditor Harassment
• Personal Bankruptcy
• Foreclosures

MO, Sep 1984
Bar Number: 34375

Board Certified - Consumer Bankruptcy Law by the American Board of Certification - 2000; recertified in 2006.

All courts in Missouri and Kansas, the Federal Courts in the Eastern District of Michigan and Colorado, the 10th Circuit Court of Appeals, and the United States Supreme Court.

Missouri Bar Association; Kansas City Metropolitan Bar Association; Kansas City Bankruptcy Bar Association; Johnson County Kansas Bar Association; American Bankruptcy Institute; National Association of Consumer Bankruptcy Attorneys; Western Missouri Legal Aid Volunteer Attorney Project.

The continuing legal education seminars I have attended focus on the field of bankruptcy law. I attend seminars sponsored by the American Bankruptcy Institute and the National Association of Consumer Bankruptcy Attorneys. Since I have been Board Certified in Consumer Bankruptcy Law by the American Board of Certification, I am required to take coursework exceeding the state minimum requirements for continuing legal education. I have also lectured on legal topics in bankruptcy law.

At the Sader Law Firm, we regularly file Chapter 7 and 13 cases very quickly in an effort to stop a foreclosure or end a garnishment (see our Frequently Asked Questions). If a client is prepared and helps us obtain the information necessary, we can file cases on very short notice, even on the same day, if needed. We have also worked with clients who own or operate small businesses such as restaurants, retail stores or who may own apartment units and need to either restructure or close the business. Through the bankruptcy system, we can assist clients with the details of closing a business, dealing with creditors (including the IRS) and discharging the debts so that the individual owners can move on to other opportunities.

3

Missouri and Kansas

The firm began in 1997 when its founders desired to start a practice of law focused on individuals, not just companies. The firm's goal was to allow its attorneys to provide top quality work while working directly with their clients. The firm's focus has remained on working with individuals and small businesses to help them alleviate financial problems. To date, the Sader Law Firm has represented thousands of individuals and small businesses in the Kansas City area and in the outlying areas of Missouri and Kansas.

Our attorneys maintain a significant bankruptcy practice. We focus on the needs of individuals and small businesses in Chapters 7 and 13 and routinely help clients avoid foreclosures, stop garnishments and end harassing treatment from creditors. As a small firm, we pride ourselves on our personal relationships with our clients. At the Sader Law Firm, clients deal with their attorneys directly and not through administrative staff. We generally provide our services on a flat fee basis (see our Fee Schedule) and all initial phone conferences are free.

The three attorneys who practice bankruptcy law at The Sader Law Firm are Neil S. Sader, Meredyth A. Vick and Bradley D. McCormack.

I began my legal career in 1984 with a small, general practice firm in downtown Kansas City, Missouri. My experience with the firm allowed me the opportunity to gain courtroom and litigation experience in a significant way and with many different types of cases. After two years, in 1986, I joined a larger firm where I began the firm's bankruptcy practice. I developed an extensive Chapter 7, 11 and 13 practice on behalf of debtors and creditors.

AV-rated by the Martindale Hubbell Lawyer Rating Service (Highest Rating Available); Listed among Kansas and Missouri SuperLawyers 2006, 2007 and 2008.

Yes, Connie Montemayor.

(816) 561-0818

Monday through Friday
9:00 a.m. to 5:30 p.m.
Saturday by appointment

No

Yes, at the Sader Law Firm, we have flat fees for many of our services (please see our Fee Schedule for more information). For an uncontested Chapter 7, whether for an individual or a couple, there is a flat fee of $1,500 plus court costs and credit counseling fees - which total $403. For a Chapter 13, the case can be filed for as low as $295 plus court costs and credit counseling fees - which total $378. We do charge a total of $3,000 for a Chapter 13; however, the balance after the initial payment of $295 can be paid through the client's payments to the Chapter 13 Trustee. We do reserve the right to alter the Fee Schedule for complex cases, however, written retainer agreements are used in all cases and clearly state the fees charged.

See our Fee Schedule for a listing of all bankruptcy fees.

Yes, we offer free phone consultations. These phone consultations offer an opportunity to evaluate whether a bankruptcy would be helpful in a particular case. If a client prefers, initial in-office consultations are $200 and are unlimited in time.

To open a file, an in-office meeting is required. There is a $200 initial payment required at any such meeting.