Bankruptcy

Individuals, families, and small businesses that are confronted with immediate and serious financial crises, requiring the expertise of a knowledgeable and responsive attorney to guide them through the often complex process of filing a Chapter 7 or Chapter 13 bankruptcy petition, and completing the process through discharge of debts.

• Chapter 13
• Chapter 7
• Debt Relief
• Garnishments
• Business Bankruptcy
• Personal Bankruptcy
• Foreclosures

GA, Jun 1975
Bar Number: 594950

All Georgia State Courts, U.S. Bankruptcy Court for the Northern and Middle Districts of Georgia.

Georgia Bar Association and the National Association of Consumer Bankruptcy Attorneys.

Each year I attend comprehensive seminars given by the National Association of Consumer Bankruptcy Attorneys, as well as seminars in related fields such as real estate law, family and divorce law, foreclosure law, etc.

I handle Chapter 7 and Chapter 13 Bankruptcy cases on a regular basis. I am approved counsel for several Legal Insurers who serve large and small companies throughout Metro Atlanta, and who also serve State of Georgia employees. These legal insurers include Hyatt Legal Plan, ARAG Legal Insurance, and GE (Signature) Legal Plan, and AARP.

2

Georgia

I started my present firm in 1991 and have practiced law at the same location in Sandy Springs (I-285 at Roswell Road) for that entire time. My location allows easy access from all parts of Fulton, Dekalb, Cobb, and Gwinnett Counties.

I am a former Chapter 7 Trustee, and for several years, I served as local partner of a national law firm which specialized in consumer law with an emphasis on bankruptcy practice. My prior experience and success in these endeavors motivated me to start my own bankruptcy law practice, in which I have been engaged for approximately the last 15 years. I truly enjoy helping people resolve their financial problems, and get real satisfaction by helping people in this way. As a real estate closing attorney, in addition to my bankruptcy practice, I also have a strong familiarity with financial issues as they relate to real property, mortgage foreclosure law, judgment, garnishment and lien law.

Additionally, my office has an attorney who specialized in the resolution of delinquent income tax issues, many of which can be resolved in whole or in part by use of the bankruptcy process.

I served as Regional Partner of the Nature Conservancy after graduation from Emory University Law School. I was then appointed Chapter 7 bankruptcy trustee in the Southern District of Georgia. Later, I was appointed a Regional Partner of Hyatt Legal Services, where I opened and managed eight storefront law offices throughout metro Atlanta region. I also taught bankruptcy law to all of the attorneys who worked in my offices. In 1991, I opened my own office and have enjoyed the private practice of law, with emphasis on bankruptcy and transactional law ever since.

AV-Rated by Martindale-Hubbell Lawyer Directory.

Sandra Bray.

404-255-8845

Monday through Friday
9:00 a.m. to 5:30 p.m.
Saturday appointments upon request

Yes

Fixed-Price Services and Fees:
Chapter 7 cases are usually handled on a standard fee basis with the flat fee beginning at $1,500 and increasing in relation to the complexity of the case and/or the number of creditors and amount of debt being discharged. Adversary hearings resulting from challenges to the bankruptcy, though rare, are charged on the basis of anticipated additional time.

Chapter 13 cases have a front end charge, usually of $1,000 to $1,500 with additional fees associated with a three or five year payment plan in a Chapter 13 case built into the plan payout.

My office does not charge hourly rates, except in cases requiring protracted litigation.

Mention Nolo and consultation fee will be waived.

I do not have a set retainer. Payment plans can always be arranged.