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Richard S. Ravosa
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Richard S. Ravosa
Massachusetts Bankruptcy Center
Offices located in Boston, Natick, Salem
and Springfield, MA
Phone: (617) 720-1101 | Fax: (508) 655-7035
http://www.massachusettspersonalinjurycenter.com
http://www.massachusettsbankruptcycenter.com
We listen. We act. We solve problems.
Legal Topic
Bankruptcy
Preferred New Clients
I prefer to work with individuals and small business owners.
Sub-Categories
Bankruptcy
- Chapter 13
- Chapter 7
- Credit Disputes
- Debt Relief
- Garnishments
- Business Bankruptcy
- Credit Repair
- Credit Restoration
- Creditor Harassment
- Personal Bankruptcy
- Foreclosures
Legal Topic
Personal Injury
Preferred New Clients
Information coming soon.
Sub-Categories
Personal Injury
- Dangerous Property
- Wrongful Death
- Motorcycle Accidents
- Truck Accidents
- Construction Site Injuries
- Slip & Fall
- Sports Injuries
- Whiplash
- Felony Auto Accident
- Design Defects
- Manufacturing Defects
- Dog Bites & Animal Attacks
- Domestic Violence
- Police Misconduct
- Sexual Assault
- Airplanes
- Buildings
- Mass Transit - Bus, Train, Subway
- Ships & Boats
- Anesthesia Malpractice
- Birth Injuries and Defects
- Cosmetic Surgery
- Dental Malpractice
- Elder and Nursing Home Abuse
- Emergency Room Errors
- HMO Managed Case
- Lasik Eye Surgery
- Medication Malpractice
- Optometry Malpractice
- Prescription/Drug Malpractice
- Psychiatric Malpractice
- Surgical Errors
- Wrong Diagnosis or Misdiagnosis
- Amputation
- Birth Injury
- Burn Injury
- Head/Brain Injury
- Paralysis
Bar Admissions
MA, Jun 1997
Bar Number: 635846
Other Court Admissions
Commonwealth of Massachusetts, United States District Court for District of Massachusetts, United Stated District Court for District of Connecticut, First Circuit Court of Appeals, State of Connecticut.
Association Memberships
Massachusetts Bar Association, Boston Bar Association, National Association of Consumer Bankruptcy Attorneys, and the American Bankruptcy Institute.
Continuing Education
I attend continuing legal education seminars on a regular basis.
Papers and Publications
"When Should You File For Bankruptcy?"
(© MMIX, CBS Broadcasting Inc. All Rights Reserved.)
Example Cases
I have handled many consumer bankruptcies under Chapter 7 and Chapter 13.
I successfully invalidated a foreclosure sale after the sale had occurred by obtaining injunctive relief against the foreclosing bank and barring the bank from completing the transfer of title to the high bidder at the foreclosure auction. This lead to a favorable settlement for my client and allowed him to keep his home. Please see: In re Strayton 360 B.R. 8 (Bankr. D. Mass. 2007).
Education
Degree:
Juris Doctor
School:
Thomas M. Cooley Law School
City:
Lansing
State:
MI
Year:
1996
Honors:
Deans' list
Focus and Accomplishments:
Trial Practice
Degree:
Bachelor of Arts
School:
Western New England College
City:
Springfield
State:
MA
Year:
1989
Honors:
Graduated Cum Laude
Focus and Accomplishments:
Political Science and Philosophy
Number of Attorneys
3
State Licensed In
Massachusetts and Connecticut
Firm Focus and History
I opened the firm in 1997 right out of law school.
We Listen. We Act. We Solve Problems.
My focus is to provide my clients with thorough and zealous representation. My philosophy is to treat each client with dignity and respect, to listen to their concerns, and answer their questions. I am available to address any issues at-hand, whether it is the more immediate matter of stopping calls, lawsuits or garnishments or the final result of a discharge of their debts.
The Massachusetts Bankruptcy Center works in conjunction with Town & Country Legal Associates whose attorneys specialize in these specific areas of law: personal injury, estates, wills and trusts, real estate, divorce and family law and civil litigation. My goal is to be able to provide my clients with the most effective representation possible. By having the resources of specialists, our clients save money by addressing any issues with my firm instead of outsourcing the matter to another law firm.
Previous Employment Summary
I have been practicing since law school.
Activities and Awards
I was recognized by Massachusetts Lawyers Weekly newspaper in August 2005 as one of 15 "Rising Stars" of the Massachusetts Bar who have been in practice for less than ten years but have already distinguished themselves. I was recognized for taking difficult cases and overcoming unusual obstacles for my clients.
I was then honored at the Moakley U.S. Courthouse in Boston, MA in September 2005 by David L. Yas, Esq., Publisher/Editor-in-Chief, Massachusetts Lawyers Weekly for being selected as a Rising Star/Up & Coming Lawyer, based in part upon attaining professional success in managing several legal businesses throughout the Commonwealth and for prevailing in a difficult asylum case against the U.S. Government in Immigration Court.
What is your opinion regarding clients educating themselves on legal issues?
Knowledge is power. My staff and I strive to educate our clients throughout the process, so they may maximize their fresh financial start.
Are you willing to review documents prepared by clients?
We are always willing to review documents that may have an impact on our clients' cases, which helps keep the bankruptcy process smooth.
Are you willing to coach clients who want to represent themselves?
Clients choose my firm because they believe that the best person to represent them is an attorney. With the complexities of the new bankruptcy laws, people who wish to represent themselves need to be thoroughly knowledgeable about many aspects of bankruptcy. Many of the pro se clients who filed themselves have come to my firm to fix their problems. A typical example is that a client's case may have been recently dismissed, which means that a Motion to Vacate the Dismissal will need to be prepared and filed to reopen their case. The work involved in correcting what the pro se debtor has done or not done costs the client more money than had they gone to an attorney in the first place. Debtors who file pro se end up paying more in the end or they may jeopardize their ability to receive a discharge, too. If a client misses one thing in bankruptcy, the case may get dismissed.
Why did you decide to be a lawyer?
I have had an interest in the legal field since I was in high school and decided to pursue a career in law. And yes, I would do it all over again.
What work experience and education helps you be a better lawyer?
It was not necessarily the "legal work" that has made me a better lawyer over the years. Some of my past positions dealt with customer service, and during that time, I learned that carefully listening to concerns enables me to better serve customers. I have found that listening is a very important skill in being a better lawyer.
Why did you decide on your primary area of practice?
I enjoy bankruptcy because it is a field that touches and overlaps with many areas of the law in which I have experience. Many clients own real estate, some go through a divorce, and some have personal injury cases. Bankruptcy is one of the unique areas of law where knowledge in other areas of the law can assist you in doing the best job for your client. The difference between competence and excellence is the ability to do many things well.
What do you like best about your career?
No two days are the same. I enjoy the dynamic environment the practice of law provides.
Tell us about your law firm:
We are a committed and diligent group of professionals who put our clients' needs first and will go the extra mile for them.
What are your strengths and style?
I never stop learning and improving my skills. I treat all clients with dignity and respect. I return phone calls promptly. I take on tough cases, because I am tough.
Personal Interests:
I enjoy traveling, reading, cooking, boating, fishing and sports.
Office Manager/Assistant
Linda Ryan.
Fax
(508) 655-7035
Office Hours
Monday through Friday
9:00 a.m. to 5:00 p.m.
Evenings and weekends by appointment
Emergency After Hours
Yes
Foreign Languages
Spanish and Portuguese.
Additional Offices
Boston, MA
236 Commercial St.
Boston, MA 02109
(617) 720-1101
Springfield, MA
73 State St.
Suite 101
Springfield, MA 01103
(413) 733-2221
Natick, MA
One South Ave.
Natick, MA 01760
(508) 655-3013
Salem, MA
222 Essex St.
Salem, MA 01970
(508) 655-3013
Fixed-Price Services and Fees
Most of the bankruptcy cases my firm files are based on a flat, fixed fee. More complex cases are charged at an hourly rate. Special low rates are available for low income clients. My firm offers flexible payment plans.
Hourly Rates
My hourly rates vary depending on the complexity of the case and if other areas of the law are involved.
Free Initial Consultation?
Yes, I offer free consultation.
Typical Retainer
I have no typical retainer, but the amount of retainer depends on the type of case.
Nolo's Licensing Check
Attorneys have passed a licensing check. Nolo has confirmed that every member attorney has a valid license and is in good standing with the applicable bar associations upon joining the directory.
Directory lawyers are required to notify Nolo immediately if they become the subject of any disciplinary action by any bar association.
