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Michael Robert Reiter
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Michael Robert Reiter
Michael R. Reiter, P.A.
P.O. Box 330
Lynn Haven, FL 32444
Phone: (850) 277-0777 | Fax: (850) 277-0177
http://www.debtorsdefense.com
Providing You with a Fresh Start and Relief from Debt
Legal Topic
Bankruptcy
Preferred New Clients
I prefer handling cases of consumer Chapter 7 and Chapter 13 bankruptcy, debt collection defense, foreclosure defense, or assisting persons harassed by debt collectors.
Sub-Categories
Bankruptcy
- Chapter 13
- Chapter 7
- Collections & Repossessions
- Personal Bankruptcy
Bar Admissions
FL, Sep 1998
Bar Number: 144398
Other Court Admissions
The Florida Bar; the Federal Bar, Northern District of Florida; the Federal Bar Middle District of Florida; Eleventh Circuit Federal Court of Appeals.
Association Memberships
National Association of Consumer Advocates; National Association of Consumer Bankruptcy Advocates; Northern District of Florida Bankruptcy Bar Association; Bay Count Bar Association; Inns of Court.
Continuing Education
I accept pro-bono cases through Legal Services of North Florida, Inc.
Example Cases
Chapter 7 and Chapter 13 Bankruptcy Cases - debt relief. I regularly handle debt collection defense cases and sue debt collectors when the Federal Fair Debt Collection Practices Act is violated.
Education
Degree:
Bachelor Of Science
School:
The University of the State of New York
City:
Albany
State:
NY
Year:
1982
Degree:
Masters in Public Administration
School:
The Florida State University
City:
Tallahassee
State:
FL
Year:
1998
Degree:
Juris Doctor
School:
The Florida State University
City:
Tallahassee
State:
FL
Year:
1998
Honors:
Business/Finance
Number of Attorneys
1
State Licensed In
Florida
Firm Focus and History
We consider ourselves a "boutique law firm" dedicated to assisting consumers experiencing financial difficulty and defending against wrongful debt collection actions. Debt relief is available through Chapter 7 (liquidation or straight bankruptcy) or Chapter 13 (reorganization) bankruptcy. Through bankruptcy, a fresh financial start can be achieved.
Your home may be saved from foreclosure. Wage earners may be eligible to stop a foreclosure using the "Chapter 13 plan." A zero percent interest payment plan can be imposed to pay the arrears on your home.
For those who qualify, overwhelming unsecured debt can be discharged in a Chapter 7. Other individuals can significantly reduce their debt in a Chapter 13.
We take pride in the fact that we represent defendants who have been sued wrongfully by debt collectors. We prosecute debt collectors who violate the Federal Fair Debt Collection Practices Act. We also prosecute information providers who give inaccurate information to credit reporting agencies under the Fair Credit Reporting Act.
Established in 1999 in Tallahassee Florida, we relocated to Panama City and re-established our business in 2005.
Previous Employment Summary
Prior to opening my private consumer law practice, I was employed as an attorney by Legal Services of North Florida. I have extensive experience in consumer protection with an emphasis on finance and debt collection defense. I have successfully sued debt collectors, defended collection actions and foreclosures.
A retired Naval Officer, I served on active duty for over 20 years as a pilot and Navy SEAL. My prior career provided vast experience in sensitive and challenging positions that uniquely qualified me to enter the legal field. I have excelled as an operational planner, so planning your defense will be an emphasis of mine. I am not easily intimidated and will stand up for your rights!
Activities and Awards
The Florida Bar President's Pro-Bono Service Award for 2007.
What is your opinion regarding clients educating themselves on legal issues?
Education is fine, but in today's complex legal world, hiring a competent attorney is often necessary to preserve your rights.
Are you willing to review documents prepared by clients?
None.
Are you willing to coach clients who want to represent themselves?
None.
Why did you decide to be a lawyer?
The challenge of law school drew me to this profession; assisting consumers keeps me here.
What work experience and education helps you be a better lawyer?
First, a Naval career where I succeeded in demanding operational and leadership positions have prepared me as an advocate for others. My university experience developed my ability to effectively express my client's position. Having graduated from the Air Force Command and Staff College and having attended the Air Campaign Course prepared me not only as an advocate, but as an operational planner. My experience as a SEAL and a pilot has given me the confidence to face any challenge.
Why did you decide on your primary area of practice?
I have ventured into many areas of law and none are as enjoyable as being a consumer advocate. As a consumer advocate, I have the opportunity to strengthen my community through providing representation to those who are unjustly sued and assisting individuals who require debt relief. It is enjoyable work!
What do you like best about your career?
The best part of my career is trial advocacy and dispute resolution, followed by helping with debt relief.
Tell us about your law firm:
My legal assistant, Vera, is personable and extremely organized. Well-versed, she manages all bankruptcy cases and has a wonderful ability to simplify seemingly complex issues.
What are your strengths and style?
I take the time to prepare a case for trial. I research issues and go to court ready to advocate my client's position. I am direct without being offensive. Keeping in mind that my clients are individuals, my goal is relieving their legal problems while helping them maintain dignity.
Personal Interests:
First, I am interested in my wife and our home. Second, I enjoy reading, bicycling, scuba diving and walking my dogs. And finally, I enjoy traveling with my wife, the lovely Ms. Vera.
Office Manager/Assistant
Vera Nall.
Fax
(850) 277-0177
Office Hours
Monday through Thursday
10:00 a.m. to 4:00 p.m.
Emergency After Hours
No
Fixed-Price Services and Fees
Bankruptcy cases are typically between $1,650 and $3,000.
Hourly Rates
$265.
Free Initial Consultation?
No.
Typical Retainer
No.
Nolo's Licensing Check
Attorneys have passed a licensing check. Nolo has confirmed that every member attorney has a valid license and is in good standing with the applicable bar associations upon joining the directory.
Directory lawyers are required to notify Nolo immediately if they become the subject of any disciplinary action by any bar association.
