Bankruptcy

I prefer to handle matters for individuals and businesses experiencing financial difficulties who want a fresh start.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Debt Relief
• Garnishments
• Chapter 11
• Business Bankruptcy
• Credit Repair
• Creditor Harassment
• Personal Bankruptcy
• Foreclosures

PA, Oct 2007
Bar Number: 207212

NJ, Sep 2008
Bar Number: 020032007

NY, Jan 2007
Bar Number: 4458642

New York State; New Jersey State; Connecticut State; Pennsylvania State; U.S. District Court for the Eastern District of New York; U.S. District Court for the Southern District of New York; U.S. District Court for the District of New Jersey; U.S. Tax Court.

Columbian Lawyers Association of Nassau County; Nassau County Bar Association.

I attend continuing education courses on various business law issues and related topics, such a debt defense, bankruptcy and intellectual property. I have no problem meeting the required hours as I am always eager to learn more.

The Hofstra Journal of International Business and Law, "Nothing But the Facts: An In-Depth Analysis of the Effect of Economic Sanctions Against Cuba," Spring 2006.

The first case that comes to mind involved the bankruptcy of a young woman from Queens. Although she was employed full time by the City of New York, she was struggling to make ends meet. She would put the needs of others, like her disabled mother, ahead of her own. Her good heart was unfortunately taken advantage of by an ex-boyfriend who convinced her to co-sign with him on an automobile loan.

The boyfriend disappeared and she was left with a deficiency judgment due to the bank following the repossession of the car. The bankruptcy was a straight forward Chapter 7 as her income was below the standard set by the government. What makes this case memorable though is the "thank you" card that I received from this young woman after her case was closed. She was so grateful for my assistance and I will always remember her gratitude.

Another fine example case involves debt settlement for a family in a wealthy neighborhood in Nassau County. The family consists of a stay-at-home mother, two teenage boys and a self-employed father. The father's once successful businesses suffered greatly when the economy began to weaken. This man, in one year, went from owning three successful businesses to having one struggling clothing store.

The husband and wife met with me and we discussed their options for dealing with their mounting debt. Because the parties owned a home with a large amount of equity, I determined that bankruptcy was not the answer and we decided to work out settlements with creditors on an individual basis. The parties had at least ten creditors, some of which were owed large amounts of money. I reached out to all creditors and have been successful in obtaining settlement from half. This matter is still ongoing, but thus far, I have saved this family over $35,000 and have saved them from filing bankruptcy and potentially losing their home.

The final example case involves a young couple with three children from a middle class neighborhood in Nassau County. The couple owns a home and two automobiles. Here, the couple themselves did not over-extend their credit, rather a family member incurred debt in the wife's name. Prior to discussing bankruptcy, the couple tried to use a "debt settlement" company but were extremely dissatisfied when, after few months, no creditors were contacted and they had sent several thousand dollars to this company.

Although struggling with their bills, the couple managed to keep their mortgage and cars current. This allowed me to consider them for a Chapter 7 discharge. Because the house and the cars had no equity, and the debtors were current with payments, I was able to successfully file a Chapter 7 bankruptcy, and obtain a discharge for the debtors.

I will never forget the day of this couple's 341 hearing. I met the clients early and tried to settle their nerves. The meeting went well and I will always remember the look on the wife's face when I explained to her that the meeting had been closed and their debts would be discharged. The tears of joy in her eyes made me feel so good inside, knowing that I had helped these innocent people.

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New York, New Jersey, Pennsylvania, and Connecticut

My firm is relatively young, having only been formed in 2007. My firm's youth enables me to develop and maintain close client relationships and ensure each person is given the respect and dignity he or she deserves.

My firm focuses on areas of law that interact with the business world and financial matters. I focus my practice on bankruptcy, corporate and commercial law and other transactional matters.

During law school, until just prior to my admission to the bar, I worked for a small general practice firm in Nassau County. It was at this firm that I got my introduction to bankruptcy law.

After taking the bar exam, I worked for a short period of time at a Plaintiff's personal injury firm in Queens County. I soon realized that I preferred more client interaction and took a position with a twenty-five year veteran attorney in Suffolk County.

At this firm, I handled all bankruptcy matters because of my understanding of the calculations involved in several of the forms. Although it was a small firm, I felt the clients were treated too impersonally, so I decided to start my own practice.

After I started my firm, I began to serve as of counsel to Anthony P. Marchesi, a well respected general practitioner in Nassau County. I also began to act as counsel to Greenberg & Merola, LLP, and have served as the firm's bankruptcy specialist for nearly a year.

(516) 345-1604

Monday through Friday
9:00 a.m. to 6:00 p.m.
Other hours available by appointment.

Yes

New York, NY
237 W. 37th St.
5th Fl.
New York, NY 10018
(516) 294-1231

Passaic, NJ
90 Dayton Ave., Building 27C
2nd Fl.
Passaic, NJ 07055
(516) 294-1231

Yes, some services are provided at a flat rate, particularly bankruptcies. Each case, however, presents unique issues and as such, the exact fee depends on the complexity of the matter. However, the average fees are: Personal Chapter 7 Bankruptcy - $1,500 to $2,000; Business Chapter 7 - $2,000 to $2,500; Chapter 13 - $2,500 to $3,500. The estimated fees do not include any adversary proceedings which creditors may start against the debtors

The standard rate is $250 per hour.

Yes, half-hour consultations are free.

No retainer is typical as they vary based upon the complexity and type of case.