Business Law

I handle legal matters such as the purchase and sale of real estate, leases, lender documents, and businesses. I can assist clients with almost any issue involving commercial real estate in Maryland, Virginia, and District of Columbia.

• Commercial Banks & Loans
• Commercial Leasing
• Credit Unions
• Mortgages & Foreclosures
• Savings & Thrifts

• Liquor Licenses

• Buying & Selling
• Closely Held Businesses
• Corporations
• Joint Ventures
• Nonprofits & Tax-Exempt Corporations
• Partnerships
• Professional Corporations
• Trade Associations

• Breach of Contract
• Contract Disputes
• Contract Drafting & Review
• Secured Transactions
• Uniform Commercial Code

• Commercial Construction Contracts

• Property Insurance

Real Estate

I handle legal matters such as the purchase and sale of real estate, leases, lender documents, and businesses. I can assist clients with almost any issue involving commercial real estate in Maryland, Virginia, and District of Columbia.

• Architectural & Engineering
• Buying & Selling
• Condominiums & Cooperatives
• Construction Contracts
• Construction Financing
• Conveyancing
• Homeowners' Associations
• Land Contracts
• Mortgages
• Real Estate Loans
• Renting & Leasing
• Title Insurance
• Landlord
• Tenant
• Tenants' Rights

• Architectural & Engineering
• Buying & Selling
• Condominiums & Cooperatives
• Construction Contracts
• Construction Financing
• Conveyancing
• Land Contracts

DC, Nov 2004
Bar Number: 490098

MD, Jun 1980

VA, Jan 2004
Bar Number: Corp. Counsel Rule

United States Supreme Court (1983)
United States Court of Appeals, 4th Circuit (1983)
United States District Court, District of Maryland (1983)

Maryland State Bar Association (Real Property Section/ Business Law Section), Virginia State Bar (Real Property Committee), District of Columbia Bar Association (Real Property Committee)/ Former chair, Title Insurance Committee, American Bar Association.

I attend 12 or more hours a year in seminars on issues involving commercial real estate and business law. In addition, I read several trade publications (and have written for some of them).

Published papers and articles include:
**Author, "Indoor Pollution in Commercial Buildings: Risks and Liabilities," published in Commercial Realtor
**Co-author, "Indoor Pollution in Commercial Buildings: Legal Requirements and Emerging Trends," published in Temple Environmental Law & Technology Journal
**Co-author, "Real Estate Purchase and Sale Agreements," published as Chapter 4 in Construction Renovation Formbook
Author, "Federal Regulation of Real Estate Brokers," published in Probate and Property
Author, "Waiving Fundamental Rights in Commercial Real Estate," published in Maryland Bar Journal
Co-author, "Design-Build Creates Glitches for Builders and Contractors," published in The Daily Record
Author, "Waiving Jury Trials in Commercial Leasing Cases," published in Probate and Property
Co-author, "Restrictive Covenants in Employment Agreements: A Guide for Drafting," published in University of Baltimore Law Review

Sample matters on which I have worked include the following:
1) I represented an institutional lender in a complex $35 million commercial construction loan;
2) I represented an institutional lender in a $30 million purchase and renovation loan of a residential building;
3) I assisted a lender in a $10 million refinance of a shopping facility involving ground leases and layered ownership. I represented a client who was developing a 100,000+ square foot innovative shopping center facility. I prepared form leases for the center, negotiated leases with tenants, and addressed a plethora of legal issues; and
4) I represented a national company in a $60 million dollar bond financing.

1

Maryland, Virginia (Corporate Counsel Rule), District of Columbia

Steven A. Loewy, P.A. was formed in late 2002 in order to provide large law firm quality to a primarily commercial real estate client base at more affordable prices, and with greater efficiencies. The firm has steadfastly kept to its mission.

I am a commercial real estate attorney based in Germantown, Maryland (just outside of Washington, D.C.), where I cater to a growing base of national, regional, and local businesses. With more than twenty years of experience, I have been exposed to virtually every area of the industry. Stressing reasonable fees, quality service, advanced technology, and value billing, I feel I am a natural choice for national and local companies seeking large firm quality at a lower cost.

At my law firm, we always strive to make transactions as smooth and economical as possible - throughout Maryland, Virginia, and the Metropolitan Washington, D.C. area. Much of the firm's work has involved the drafting and negotiation of commercial loan documents for institutional lenders; drafting and negotiation of commercial real estate leases for shopping center owners and developers, and business tenants, including those in the medical profession; and representing purchasers and sellers of commercial real estate. Although many of the transactions on which we work are large (sometimes tens of millions of dollars), we also accommodate small businesses, owners, and investors.

Among my previous positions, I have had the opportunity to serve as a partner in a 120-lawyer Maryland law firm for five years, and as in-house general counsel for a Virginia strip shopping center developer. For three years I also taught legal writing, moot court, and legal skills to first year law students.

I have consistently been awarded the highest Peer Review Rating (AV) for legal ability and ethics from Lexis-Nexis Martindale - Hubbell. I served as a member of the Education Appeal Board for the U.S. Department of Education and a member of the Maryland Transportation Appeal Board. I also served as a member of the Board of Directors of the D.C.-based National Children's Center, which primarily assists children with special needs. I served as Chair of the Title Insurance Committee for the Real Property Section of the American Bar Association, and am an active member of the Commercial Leasing Committee of the Real Property Section of the American Bar Association; and as Vice Chair of the Brokerage Committee of the Real Property Section of the American Bar Association.

I have spoken often about real estate law at national, regional, and local functions, and written numerous articles about real estate law. More than 2,000 of my jazz recordings reviews have been published by music publications, and I have written liner notes for several music albums.

Julia Fisher.

(240) 465-1188

Monday to Friday, 9:00 a.m. to 6:00 p.m.

Yes

No

Due to the nature of my work, it is usually difficult to provide fixed prices for preparing and negotiating documents. However, there are numerous exceptions, which are addressed on a case-by-case basis.

For example, I may cap my fee in a matter or offer a fixed price for forming a limited liability company. I am always very clear about my fees and offer to inform clients when a fee has reached a certain amount before proceeding further.

$340 per hour for Steven Loewy
$150 per hour for a legal assistant

*These rates are for 2008.

Generally, I will speak to a potential client on the phone, free of charge, to discuss a matter at some length before the client retains me. Once the client comes to my office, I charge a fee. I sometimes reduce the fee for the first hour of in-person consultation.

There is no typical retainer. New clients generally are asked to pay a relatively small amount to cover the initial work to be done. Existing clients are usually not asked for a retainer, and generally retainers are not required to be replenished.