Law Office Jeffrey T. Osborn
16152 Beach Blvd.
Huntington Beach, CA 92647
Phone: (714) 375-5898 | Fax: (714) 375-6110
http://www.beachcitylaw.com/index.html
Bankruptcy
Chapter 7, 11 and 13 filings and defense of adversary complaints.
Business Law
Information coming soon.
CA, Jul 2004
Bar Number: 231797
California state courts, United States District Court, California Central District, United States Bankruptcy Court, California Central District.
Orange County Bar Association.
I have attended Trial Advocacy courses, and continue to attend and/or view seminars on bankruptcy issues as well as on contractual and business related issues.
I assisted one couple who took out loans and credit card advances in excess of $100,000 and entered into a five year lease for their start up business which failed in the middle of the second year. The bulk of their debt (after the home loans) was for the failed business. By the time they came to my office, they had a few judgments already entered against them with more on the way. My clients, however, had assets from a disability settlement and retirement accounts. Under the law, they were able to discharge the loans, credit card debts, and judgments but keep their assets due to the available exemptions allowed in bankruptcy. This particular case illustrates how I enjoy using bankruptcy law to assist people in need of a break.
Juris Doctorate
Trinity Law School
Santa Ana
CA
2003
Yes
Editor-in-chief of the school's Law Review.
Bachelor of Arts
University of California, Riverside
Riverside
CA
1986
Dean's List on three occasions.
History/Religious Studies major.
5
California
Our firm primarily serves the small business community. We are experienced in creating corporations and LLCs, preparing buy-sell, lease and franchise agreements, prosecuting and defending business litigation, defending persons with professional licenses in administrative proceedings, and filing business bankruptcies.
The Law Offices of Jeffrey T. Osborn has been in business in Huntington Beach, CA, since 1994, and before that in Long Beach, CA, since 1989. I have been with this firm since 1993.
I worked as a school teacher for several years after college, mostly in the elementary grades. I started working as a paralegal with the Law Offices of Jeffrey T. Osborn in 1993. Six years later, I began attending law school part-time while continuing to work as a paralegal. I have now been practicing law since 2004.
People who think about filing bankruptcy must educate themselves on how bankruptcy works in order to avoid mistakes in their pre-filing financial planning. Once someone learns how filing a bankruptcy affects their property and their finances, people can take appropriate steps in handling their car and house loans, credit card bills, expenses, bank accounts and other personal property so they may avoid creating problems for themselves later after they do file for bankruptcy.
I prefer not to review papers prepared by the client unless I am going to represent them in the bankruptcy.
I would prefer to represent a client throughout the entire bankruptcy process instead of coaching clients to represent themselves.
I came to love working in the legal field when I was a paralegal and spent much of my time researching issues and preparing drafts of arguments for an attorney to present in court. I found the law to be intellectually challenging and never dull. I also came to appreciate how lawyers could help persons in difficult situations and see positive results from their efforts. When the opportunity was right, I went to law school and became an attorney, myself. Never once have I regretted my decision.
I worked as a schoolteacher for several years before I entered the legal profession. Having worked outside of this business keeps me from having too narrow of a focus when discussing my client's legal problems.
Bankruptcy law is among the most intellectually challenging areas of law, and also one of the most useful for making a difference for the better in a client's life.
Bankruptcy is an area of law developed to find a middle ground between the rights of creditors to expect their contractual claims to be honored, and the opportunity for debtors to escape from impossible situations where their debt, however incurred, is incapable of repayment. As an attorney representing debtors exclusively, I have a real chance to help people achieve a fresh start in life.
Jeffrey Osborn is a business and commercial law attorney with 20 years experience who worked in retail and managed businesses before becoming an attorney, so he is able to bring outside work experience to bear in handling business transactions and litigation. Our firm also has experienced trial counsel for civil litigation matters, a probate and estate planning attorney, and a family law attorney. Having so many strengths in one firm provides an opportunity to pick the brains of someone else when a client's case overlaps with other areas of law, as can happen in bankruptcy.
I listen to my client's story. When someone asks me about filing bankruptcy, it is usually after a long period of financial struggle. Often, it is the first time they seriously take stock of their situation and try to understand what brought them to this point. Many clients are embarrassed, even ashamed, at their circumstances, and most want an opportunity to explain what happened. When someone does, I listen.
I enjoy reading and the study of history. I participate in civil war re-enactments throughout the Southern California area. I enjoy attending the annual Scottish Festivals and Celtic Fairs in the local area and like to study the history and culture of my Irish ancestors.
Terri Lee
(714) 375-6110
Monday through Friday
8:00 a.m. to 6:00 p.m.
Yes
I charge as follows:
• Chapter 7 Personal Bankruptcy - $1,500
• Chapter 7 Business Bankruptcy - $2,000 to $3,000, depending on the complexity
• Chapter 13 Bankruptcy filing: $2,500 - $3,500, depending on the complexity
• A Chapter 11 bankruptcy requires an examination of the case before a fee can be quoted
$250 for extraordinary services and adversarial matters.
I will not charge for a consultation if the person ultimately decides not to file a bankruptcy. I don't have a set time limit as people almost always find out whether a bankruptcy is feasible or not within the first hour or two.
The typical retainer requires the filing fee and at least $500 of the attorney's fee be paid prior to filing, with the balance to be made in payments. If a debtor has cash assets to pay the entire fee in advance, however, the retainer will require the entire sum to be paid prior to filing.
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