Bankruptcy

I prefer to handle Chapter 7, 11 and 13 bankruptcy cases. I also handle foreclosure appearances and settlements that avoid declaring bankruptcy.

• Chapter 13
• Chapter 7
• Debt Relief
• Garnishments
• Chapter 11
• Business Bankruptcy
• Personal Bankruptcy

NY, Jan 1980
Bar Number: 1675321

New York State Courts; Federal U.S. Supreme Court; Southern and Eastern Districts of New York.

New York State Bar; Westchester County Bar; Northern Westchester Bar; Hudson Valley Bankruptcy Bar, National Association of Consumer Bankruptcy Attorneys; American Bankruptcy Institute.

I regularly attend local and national seminars on bankruptcy law, and other topics which connect with bankruptcy cases, such as matrimonial and real estate law. In addition, I teach at continuing legal education seminars, on bankruptcy law. The courses taken, and credits earned, have always exceeded the minimal requirements.

Since opening my own practice in 1982, I have written several articles for local bar association journals and newsletters on bankruptcy; and the interplay and interaction between bankruptcy, divorce and real estate.

In the past couple of years, I have successfully represented clients who have sold their homes as part of a bankruptcy, and recover funds for themselves, including necessary moving expenses, when faced with imminent foreclosure and loss of their entire investment. One of these cases involved a heavily emotional and contested divorce proceeding in which I was able to obtain certain agreements and results between the spouses that their divorce counsel was unable to accomplish. The two banks holding mortgages agreed to wait until sale; and the resulting sale allowed my client to recoup a substantial sum of money from the proceeds of sale.

1

New York

The Law Office of Nathan Horowitz, Esq. opened in June 1982 in White Plains. In 1994, I recognized a need for my services in Putnam County and opened a satellite office in Carmel, New York. Through the 1990's, Nathan Horowitz represented clients throughout the New York metropolitan area, including New York City, the entire Hudson Valley (Westchester, Rockland, Putnam, Dutchess, Ulster, Sullivan and Orange Counties) and Nassau County. At the current time, I continue to serve clients in these areas, except for Long Island. I appear in the bankruptcy courts in Poughkeepsie, White Plains, Manhattan and Brooklyn.

Since 1982, my office has focused on providing financial relief to individuals and families and developing a personal relationship with the client. I am still providing legal services to one of my original clients and their children. This includes complete relief from overwhelming credit card or medical debt, but also payment plans to save a home or to pay back taxes.

While the primary focus of my practice is under the bankruptcy code, Nathan Horowitz, Esq. provides a range of legal services, including buying or selling homes, condominiums and co-ops, creating or buying a business and simple wills.

Associate Attorney with Pinks & Feldman, Esqs., Melville, New York, from June 1980 to April 1982. The practice focused on collections and bankruptcy law

Regularly invited speaker for the New York State Bar Association, including a "Bridge The Gap" Seminar specifically tailored to newly admitted lawyers, to help the change from academic study to actual practice of law.

Invited to serve on New York State Bar Association Committee to develop proposals for New York State Legislature and Congress for addressing sub-prime mortgage and foreclosure crisis.

(914) 617-0000

Monday through Friday
8:30 a.m. to 6:00 p.m. and by appointment.

Yes

No.

Carmel, NY
1875 Route 6
Carmel, NY 10512

Yes we have fixed-price fees. For consumer bankruptcies (Chapters 7 & 13), a fixed fee is quoted at the initial consultation, which will cover all usual and customary procedures and events in the bankruptcy. The fees for clients may range slightly based on the individual's situation. If additional issues arise, such as objections or other contested proceedings, hourly rates will apply, and will be specified in a written retainer agreement.

$300 to $350 per hour.

The initial consultation is $130 with no time limit. If the consultation is less than one hour, full credit is given against the actual fees charged.

I am generally officially retained upon receipt of half of the quoted legal fee, at which time I will take all calls from creditors and prepare the client for the required initial credit counsel briefing.