Bankruptcy

I welcome consultations with all possible clients in order to discuss their particular financial difficulties and to explore bankruptcy as a possible solution during a trying time. Bankruptcy can often times provide relief to a situation that feels unmanageable and beyond one's control.

• Chapter 13
• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Debt Relief
• Garnishments
• Credit Repair
• Credit Restoration
• Creditor Harassment
• Personal Bankruptcy

PA, Nov 2003

State of Pennsylvania - October 2003
State of New Jersey - December 2003
United States District Court for the State of New Jersey - December 2003

- Pennsylvania Bar Association
- New Jersey Bar Association
- Burlington County Bar Association
- National Association of Consumer Bankruptcy Attorneys

I attend continuing education classes throughout the year in order to stay current with all legal developments. Most recently, I attended the Bankruptcy Bench Bar Conference which highlighted a multitude of issues at the forefront of the practice, including a discourse regarding role of bankruptcy in the sub prime mortgage market and foreclosure crisis.

Yes. The following comment examines the fate of the constitutionality of the doctrine of "separate but equal" doctrine in the world of athletics.

The Fate of Separate but Equal in the Athletic Arena, 10 U. Miami Bus. L. Rev. 649 (Spring 2002).

There are many different reasons for the filing of a bankruptcy as it can provide different types of relief for different types of circumstances. For instance, client's wages can be garnished or a lien placed upon their bank account in order to satisfy a creditor's judgment. The filing of the bankruptcy will stop a wage garnishment as well as prevent a creditor from placing a lien on any accounts in the debtor's name. A bankruptcy filing will also stop a foreclosure proceeding by allowing the debtor to repay the mortgage company all monies owed to them over a period of time. As long as a bankruptcy petition is filed prior to the sheriff sale date, a home can be saved from foreclosure. Sometimes, all debtors require is the chance to recover from a financially difficult period of time.

2

Pennsylvania and New Jersey

Legal Helpers was established in 1994. Our firm has one of the most sophisticated consumer bankruptcy law practices in the country. The firm's consumer bankruptcy law practice group has a client base of over 40,000 and now represents over 10,000 new clients each year in consumer bankruptcy matters, making the firm one of the largest consumer bankruptcy law firms in the country. The firm's bankruptcy attorneys only handle Chapter 7 and Chapter 13 consumer bankruptcy law cases. So, when our clients file bankruptcy, they have the peace of mind that their case is being handled by some of the most experienced consumer bankruptcy attorneys in the country.

With over 25 offices throughout the country and attorneys answering the telephones six days a week, our firm is always striving to provide the highest level of client service available. Our aggressive representation and extensive experience have earned the bankruptcy attorneys at Legal Helpers a national reputation for excellence in the representation of Debtors in financial distress.

We focus on consumer bankruptcy including Chapter 7 and Chapter 13 bankruptcy services. We offer a free 24-hour bankruptcy information line to answer many of your questions. Additionally, the attorneys at Legal Helpers answer the phones six days a week, so that we are always available for our clients. We are one of the largest consumer bankruptcy firms in the country and have helped over 10,000 clients in the last year. We know that our best source of future business is through referrals from satisfied clients like you.

Through my work history, I have been exposed to a wide variety of legal fields. Preceding my graduation from law school, I served as law clerk to the Honorable Joseph Augello, President Judge, for the Luzerne County Court of Common Pleas, where I was able to actively participate in the civil litigation process. Post-graduation, I worked as an associate in a firm in Scranton, PA, where I handled cases ranging from complex commercial litigation to residential real estate closings, with significant participation in day-to-day case management. Additionally, I completed one year as a Judicial Law Clerk to the Honorable Mary K. White, Superior Court Judge, Family Division, Woodbury, New Jersey, prior to engaging in the private practice of Family Law. After recognizing and mastering the interplay of finances throughout various stages of one's life, I began representing individual debtors in bankruptcy case filings ranging from simple to complex in nature.

Thomas Nicely, Esquire is the managing attorney for all offices identified above.

(215) 238-5254

Monday through Saturday
9:00 a.m. to 6:00 p.m
Clients may contact the firm after hours at (888) 303-0431

Yes

Clients may contact the above referenced number to determine if the firm has necessary interpreters.

Toms River, NJ
204 Courthouse Lane
Toms River, NJ 08754
(877) 245-2098

Marlton, NJ
One Greentree Road
Marlton, NJ 08053
(877) 245-2098

Allentown, PA
1101 West Hamilton St.
Allentown, PA 18101
(877) 245-2098

At the time of the consultation, we will discuss the complexity of the situation and discuss all fees associated with the bankruptcy filing.

As with fixed prices, this is dependent on the complexity of the case at hand and will be established after consultation.

We offer free consultations.

Our retainer fee is $100 and we offer monthly payment plans for the remainder of the costs. Once the law firm is retained, the client can begin referring all creditor phone calls out to the law firm so that we can handle any matters of harassment from that point forward.