Legal Solutions for You,
Your Family & Your Business
Marc Tow
Marc Tow and Associates
3920 Birch Street
Suite 102
Newport Beach, CA 92660
Phone: (949) 975-0544 | Fax: (949) 975-0547
http://www.towlaw.com
Restructure your loan, or bankruptcy, I can help.
Legal Topic
Bankruptcy
Preferred New Clients
We prefer to take on Bankruptcy, Debtor, and Creditor cases.
Sub-Categories
Bankruptcy
- Chapter 13
- Chapter 7
- Collections & Repossessions
- Credit Disputes
- Debt Relief
- Garnishments
- Chapter 11
- Business Bankruptcy
- Credit Repair
- Credit Restoration
- Creditor Harassment
- Personal Bankruptcy
- Foreclosures
Bar Admissions
CA, Dec 1977
Bar Number: 78429
Other Court Admissions
Northern, Southern, Eastern and Central Districts of California.
Association Memberships
Orange County Bar Association and California State Bar.
Continuing Education
I attend continuing education seminars and courses on the topics of Bankruptcy Law and Litigation. I also take online courses when they seem particularly interesting or beneficial.
Example Cases
I represented a millionaire businessman in a 60 million dollar bankruptcy and three years later he was rich again. I have also represented a family and saved their house from foreclosure and saved them from a financial and marital crisis. These are just two examples of cases that I have had that show how I can adapt to any case or situation.
Education
Degree:
BA
School:
State University of New York
City:
Cortland
State:
NY
Year:
1973
Focus and Accomplishments:
Anthropology
Degree:
JD
School:
Western State University
City:
Fullerton
State:
CA
Year:
1975
Number of Attorneys
2
State Licensed In
California and Colorado
Firm Focus and History
Marc R. Tow and Associates was established in 1977 and has been helping clients in the Southern California area with their legal and financial troubles ever since.
At Marc R. Tow and Associates our focus is the resolution of legal and financial issues.
Previous Employment Summary
Whereas I have been running my law firm for over 30 years, I have concurrently also built a thriving foreclosure company as well as been a licensed real estate broker for several years. I feel as though this helps me to understand all aspects of the law I practice.
What is your opinion regarding clients educating themselves on legal issues?
I encourage clients to read, question and find answers. A client that is informed has the power to make an intelligent decision regarding their situation. As a lawyer, I often give my clients articles and information to read so that they can be knowledgeable about their case. Even though I have 30+ years in the field I still know that it is necessary to stay informed on the new laws and bankruptcy regulations.
Are you willing to review documents prepared by clients?
I am not willing to review documents prepared by clients. There's an old adage that says, "He who has himself for an attorney has a fool for a client." There's a reason why this is true. Bankruptcy and financial issues, like most legal issues, are extremely complex. It requires a thorough analysis of the situation and a strong understanding of the laws and regulations. I cannot advise on a document that was created by someone else because I don't have a full understanding of the situation and where the information has come from.
Are you willing to coach clients who want to represent themselves?
I am not willing to coach clients to represent themselves. Bankruptcy is used to discharge hundreds of thousands of dollars in debt, and if the process: factual, financial and legal are not integrated into a plan, things can go horribly wrong. The last thing that I want, as a lawyer, is for a bankruptcy to get denied, which is something that can happen if people choose to represent themselves. Bankruptcy is not a simple thing. People need the help of an experienced lawyer to evaluate and handle their case when such large amounts of money and their livelihood are at stake.
Why did you decide to be a lawyer?
From a young age I knew that I had the skills to be a lawyer. I was always the most diplomatic and problem-solving member of my family so it seemed natural for me to grow up and go into law. My mind thinks in logical and problem solving ways. Give me a puzzle or riddle and I will get it solved, tell me to write a novel, and that's another story!
What work experience and education helps you be a better lawyer?
Since my offices opened in 1978 I have been working in financial, bankruptcy and real estate law. I thoroughly understand real estate lending, investments and foreclosures. I have advised hundreds and hundreds of clients on their financial hardships and no two cases are the same. I am a good listener when it comes to my clients and am an avid reader after work, which helps me keep up to date on the laws regarding my cases.
As for education, I worked my way through college and law school and then went on to get my real estate license. I now use my education, work experience and real estate and business know-how to solve the different problems of each of my individual clients.
Why did you decide on your primary area of practice?
I have been a practicing lawyer for over 30 years and find that assisting everyday people with financial difficulties is the most rewarding. In this day and age people from all across America are facing financial issues and need competent, reliable and accurate advice. I see many companies out there trying to scam and take advantage of those who are at their lowest point in life, so I feel as though it is my duty to get out there and give good, solid advice. I like the feeling of giving clients hope and restoring their dreams through practical solutions.
What do you like best about your career?
My career allows me to provide insight, solutions and assistance to individuals companies and families that are going through difficult times. It allows me to help, and it allows me to see the success of clients whom I've helped to rebuild their financial losses.
Tell us about your law firm:
Our law firm provides advice, counsel and direction in the techniques to resolve financial and real estate problems and crises. I established the law firm in Newport Beach in 1978 and we have been going strong ever since. Besides offering law services and counsel, we provide seminars and workshops that educate those interested on how to solve their financial problems and how to rebuild after bankruptcies.
What are your strengths and style?
I feel as though my greatest strength is listening to my clients and empathizing with them. My goal for my first meeting with a client is to really hear their problems before assessing the situation. This way, I feel comfortable that I am providing the correct solutions.
I also feel that it is important to keep these lines of communication open throughout the case. I am the type of lawyer that lives and breathes the law, so my clients can rest assured that they can reach me, even after hours, for help with their case.
Personal Interests:
I enjoy reading a good book, watching old movies, playing a round of golf and going to watch baseball games. Go Yankees!
Office Manager/Assistant
Maritza
Fax
(949) 975-0547
Office Hours
Monday through Friday
9:00 a.m. to 5:00 p.m.
Emergency After Hours
Yes
Foreign Languages
Spanish
Fixed-Price Services and Fees
Since every case is different, our prices range. Bankruptcies usually run $1,500 or more depending on how complicated the case is.
Hourly Rates
$250.
Free Initial Consultation?
Yes. The free initial consultation lasts as long as it takes to learn about the case, usually an hour or two.
Typical Retainer
I do not have a typical retainer. It varies per case.
Nolo's Licensing Check
Attorneys have passed a licensing check. Nolo has confirmed that every member attorney has a valid license and is in good standing with the applicable bar associations upon joining the directory.
Directory lawyers are required to notify Nolo immediately if they become the subject of any disciplinary action by any bar association.
